‘Zorgbewustpolis’ general insurance

Choose good healthcare at an affordable price with the CZ ‘Zorgbewustpolis’.

€ 120,45 per person per month with a deductible of €385

‘Zorgbewustpolis’ at a glance

Our most affordable general insurance policy
Full reimbursement for CZ-contracted healthcare providers
Arrange your insurance matters online

‘Zorgbewustpolis’ general insurance reimbursements

Reimbursed

Treatment by a general practitioner and medical specialists
Hospital visits
Transport by ambulance
Medicines and medical aids
Obstetrician
Obstetric care and maternity package
Speech and language therapy
Dietetics
Dental costs for children under the age of 18

Not reimbursed

Skin therapy
Carer relief
Alternative treatment methods
Oral care and orthodontic care from the age of 18

If you would like extra or more extensive reimbursements, see our additional insurance packages

CZ has a contract with virtually all healthcare providers

CZ has a contract with more than 45,000 healthcare providers and suppliers, meaning virtually all of them in the Netherlands. Using a contracted healthcare provider has plenty of advantages.

Reimbursement of contracted healthcare

We will reimburse 100% of the contracted rate.

The best healthcare quickly available.
No need to pay up front: CZ will pay the healthcare provider directly.

Reimbursement for non-contracted healthcare

We will reimburse 70% of the bill up to a maximum of 70% of the average agreed rate.

No agreements on quality and availability.
You pay the bill yourself and claim the costs back from us.

Find a healthcare provider or supplier near you (in Dutch)

Register and switch

Compare our general insurance policies and take out your health insurance online now.

Calculate your premium in just two minutes

We will cancel your current insurance policy for you.
You have a 14-day cooling-off period.
CZ accepts everyone. We’d be happy to welcome you too.
Children under 18 are automatically co-insured free of charge.