Zorgbewustpolis
€ 131,90
per month with a deductible of €385
‘Zorgbewustpolis’ general insurance
Your most important healthcare properly and affordably insured, with all the services and extra benefits of CZ.
Discover the ‘Zorgbewustpolis’ policy
- our most economical general insurance
- choice between 2 deductibles: €385 and €885
- 100% reimbursed when using contracted healthcare providers, 70% with all others
What’s covered under the general insurance
Every year, the government decides what healthcare is covered under the general insurance; this applies equally to all health insurers. To give a few examples:
‘Zorgbewustpolis’: 70% reimbursement when using non-contracted healthcare providers
The biggest difference between the general insurance policies concerns your reimbursement for healthcare providers without a contract. Under the ‘Zorgbewustpolis’ policy, you are reimbursed 70% when you go to a healthcare provider who does not have a contract with CZ. If you go to a healthcare provider with a contract, you are reimbursed more. And there are other advantages too:
Your reimbursement when using contracted healthcare providers
- Choose from among 45,000 healthcare providers
- The best healthcare and the shortest waiting period
- No need to pay up front: we pay the healthcare provider
Your reimbursement when using non-contracted healthcare providers
- No agreements on quality and availability
- Pay the bill yourself and claim the costs back from us
Select a €385 or €885 deductible
The selection of higher deductibles also differs per general insurance policy. With the ‘Zorgbewustpolis’ policy you have 2 options, the compulsory deductible of €385 or the higher deductible of €885. If you opt for the higher deductible you will get a €17.50 discount on your monthly premium. Do keep in mind, though, that you will need to pay the first €885 in healthcare costs yourself should you need care.
4 reasons to opt for CZ’s ‘Zorgbewustpolis’
Our most economical general insurance
A low monthly premium of just €131.90
Healthcare is always close by
You can go to any hospital in the Netherlands
100% reimbursed when you use contracted healthcare providers
For those who do not have a contract with CZ, we reimburse a maximum of 70% of the costs
Choose between 2 deductibles
Choose between a €385 or €885 deductible
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Frequently asked questions about general insurance policies
Take out your health insurance now
Compare our general insurance policies, make your choice and take out your insurance on the spot. It’s as easy as that!
Calculate your premium in just two minutes- Convenient cancellation service
- 14-day cooling-off period
- Free of charge for children under 18
Insure more than the basics
Of all our customers, 80% take out an additional insurance package with extra reimbursements, such as for physiotherapy and oral care. See which package is right for you.
Additional insurance packages
Get cover for other healthcare too, like urgent care abroad, physiotherapy, glasses and contact lenses, or alternative healthcare, from as little as €1.95 per month.
See our additional insurance packages
Dental insurance packages
Need cavities filled, a crown, dental cleaning or braces? Dental costs are often high. For as little as €22.10 per month, you have dental care cover too.
Take a look at our dental insurance packages
Other general insurance policies
If you’d prefer a higher reimbursement when you visit healthcare providers who do not have a contract with CZ, or would like to choose from 5 voluntary deductibles.
Take a look at all CZ general insurance policies