Basisverzekering Zorgbewustpolis
Your most important healthcare properly and affordably insured, with all the services and extra benefits of CZ.
Zorgbewustpolis
Discover the Zorgbewustpolis
-
Our most economical general insurance
- Option of increasing the deductible by €885
- 100% reimbursement when using healthcare providers who have a contract with us for your healthcare
-
Arrange your healthcare matters online
What’s covered under the general insurance
Every year, the government decides what healthcare is covered under the general insurance; this applies equally to all health insurers. To give a few examples:
Reimbursed
- General practitioner
- Hospital
- Ambulance
- Medicines and medical aids
- Obstetric care and obstretic care
- Speech and language therapy
- Dietary advice
- Dental costs for children under 18
Not reimbursed
- Physiotherapy from the age of 18
- Dental care from the age of 18
- Orthodontist
- Alternative treatment methods
- Glasses and contact lenses
For extra or more extensive reimbursements, take a look at our additional insurance packages
‘Zorgbewustpolis’: 70% reimbursement when using non-contracted healthcare providers
The biggest difference between the general insurance policies concerns your reimbursement for healthcare providers without a contract. Under the ‘Zorgbewustpolis’ policy, you are reimbursed 70% when you go to a healthcare provider who does not have a contract with CZ. If you go to a healthcare provider with a contract, you are reimbursed more. And there are other advantages too:
Your reimbursement when using contracted healthcare providers
- Choose from among 45,000 healthcare providers
- The best healthcare and the shortest waiting period
- No need to pay up front: we pay the healthcare provider
Your reimbursement when using non-contracted healthcare providers
- No agreements on quality and availability
- Pay the bill yourself and claim the costs back from us
Select a €385 or €885 deductible
The selection of higher deductibles also differs per general insurance policy. With the ‘Zorgbewustpolis’ policy you have 2 options, the compulsory deductible of €385 or the higher deductible of €885. If you opt for the higher deductible you will get a €15 discount on your monthly premium. Do keep in mind, though, that you will need to pay the first €885 in healthcare costs yourself should you need care.
4 reasons to opt for CZ’s ‘Zorgbewustpolis’
Our most economical general insurance
A low monthly premium of just €143 per month
Healthcare is always close by
You can go to any hospital in the Netherlands
100% reimbursed when you use contracted healthcare providers
For those who do not have a contract with CZ, we reimburse a maximum of 70% of the costs
Choose between 2 deductibles
Choose between a €385 or €885 deductible