‘Zorgbewustpolis’ general insurance

Up to the age of 18, most treatments provided by the physiotherapist are reimbursed under the general insurance policy.

From the age of 18, the general insurance policy only reimburses physiotherapy in a few specific cases. If you would like to have the costs of normal physiotherapy reimbursed, you should select an additional insurance package.

Take a look at all reimbursements for physiotherapy

Every year, the government decides what healthcare is covered for you under general insurance. This is the same for every health insurer. Each insurer determines how much premium you pay for a general insurance policy and with which healthcare providers they will sign a contract.

If you make no or little use of healthcare services, a general insurance policy will often provide sufficient cover. However, if you need extras like physiotherapy, go to the dentist frequently, or if you are pregnant, you may want to consider an additional insurance or dental insurance package.

If you would like to see the details of everything that’s covered, you can read about all the reimbursements. Or you can take a look at the package overview to see at a glance what’s covered under the general insurance and each of the packages.

To see the fine print on our rules, regulations and agreements, read our terms and conditions.

From your new policy to completed claims, everything you need to know can easily be found in your 'Mijn CZ' (in Dutch) online portal. All your care matters in one convenient overview. And you will automatically receive an e-mail when a new message is waiting for you.