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‘Zorgbewustpolis’ general insurance

Choose good healthcare at an affordable price with the ‘Zorgbewustpolis’.

‘Zorgbewustpolis’ at a glance

  • Our most affordable general insurance policy
  • 100% reimbursement when using healthcare providers who have a contract with us for your treatment
  • Arrange everything easily online with your DigiD

Reimbursed

  • Treatment by a general practitioner
  • Hospital visits
  • Transport by ambulance
  • Medicines and medical aids
  • Obstetric care, maternity care and maternity package
  • Speech and language therapy
  • Dietetics
  • Dental costs for children under the age of 18

View all the reimbursements (in Dutch)

Not reimbursed

  • Skin therapy
  • Carer relief
  • Alternative treatment methods
  • Dental costs from the age of 18
  • Orthodontic care

Would you like extra or more extensive reimbursements?
View our additional insurance packages

Choice of over 45,000 healthcare providers

We have contracts with nearly all healthcare providers in the Netherlands. Using a healthcare provider who has a contract with us for the healthcare or treatment you need has plenty of advantages.

Reimbursement of contracted healthcare

We will reimburse 100% of the contracted rate.
  • The best healthcare quickly available.
  • No need to pay up front: CZ will pay the healthcare provider directly.

Reimbursement for non-contracted healthcare

We will reimburse 70% of the bill up to a maximum of 70% of the average agreed rate.
  • No agreements on quality and availability.
  • You pay the bill yourself and claim the costs back from us.

Find a healthcare provider or supplier with a contract for the healthcare you receive (in Dutch)

Register and switch

Compare our general insurance policies and take out your health insurance online now.

Calculate your premium in just two minutes
  • We will cancel your current insurance policy for you.
  • You have a 14-day cooling-off period.
  • Children under 18 are co-insured free of charge.

Insurance policies

Reimbursements and terms and conditions

Do you have any question? Please contact our Customer Services

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