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Your CZ dental insurance

Fillings, crowns, broken teeth following an accident - costs can quickly mount up when you need dental treatment. Costs are not covered anymore with an general insurance package when you are older than 18 years. You are well covered with our dental insurance packages, which also include orthodontics.

CZ’s dental insurance policies 2024

Children under 18 co-insured free of charge!

Children’s dental expenses are almost completely covered under the general insurance policy. If you know that your child will soon require a brace, you can consider taking out more comprehensive dental insurance to co-insure your child at no extra cost. But don’t wait too long: orthodontic care is often subject to a waiting period of 1 year.

Exclusive at CZ: ‘Gewoon Gaaf’!

Say goodbye to disgusting fluoride treatments and nasty fillings. ‘Gewoon Gaaf’ helps keep your child’s teeth healthy, right from the very first tooth. With CZ, all children can go to a great dentist, completely free of charge.

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Top service

Submit claims quickly and fast in the app, and ask the CZ Healthcare Team all your questions. Our service is always personal.

Most generous reimbursements

For exactly the healthcare you need, whatever happens.

Over 20 benefits

From a discount on gym membership to help losing weight or a free skin check.

Register and switch

Compare our dental insurance policies and take out your health insurance online now.

Calculate your premium in just two minutes
  • We will cancel your current insurance policy for you.
  • 14-day cooling-off period
  • Children under 18 co-insured for free

Frequently asked questions

From the age of 18, you will no longer receive reimbursement for normal dental expenses under the general insurance policy. If you require dentures, an implant-retained denture, dental surgery and oral care in special cases, you may receive a reimbursement under the general insurance policy.

Children under 18 do receive a reimbursement under the general insurance policy, but not for orthodontics.

No, your deductible does not apply to normal dental expenses. If you require dentures, an implant-retained denture, dental surgery and oral care in special cases, your deductible does apply.

Furthermore, the deductible never applies in the case of children under 18.

Only if you have an additional insurance package or dental insurance with us. These packages include cover for dental care after an accident up to an amount of €10,000.

Only in the case of the comprehensive dental insurance policy. You do not need a statement for any of our other packages.

You receive an immediate reimbursement from us for normal dental care. For orthodontics, a one-year waiting period applies. In other words, you pay the premium for one year first, and are entitled to a reimbursement from the second year onwards.

If you have the ‘Jongeren’ additional insurance package, the waiting period does not apply.

Choose your dental insurance before the 1st of January.

Do you often suffer from fillings, do you go more than 2 times a year to the dentist, or you don't want to be surprised with unexpected dental care costs? In those cases you should choose a dental insurance.

Are you going only once or twice a year to the dentist for a check-up? Then it is not necessary to choose a dental insurance.

With an additional dental insurance you will be reimbursed for:

  • Regular check-ups
  • Dentistry such as tooth extraction, fillings and root canal treatments
  • Dentistry such as crowns, denture repair and implants
  • Orthodontics
  • Oral care following an accident

How much exactly you will get reimbursed, depends on the type of dental insurance you choose.

CZ Customer Services