Calculate your premium

Select your health insurance in 4 simple steps

Group health insurance

Take advantage of group health insurance benefit by your employer, association or self employed people.

Group insurance

These packages are for:

  • 0% discount on your general insurance policy
  • 0% discount on your additional insurance package
  • 0% discount on your dental insurance

Remove group insurance

Are you sure you want to delete your group healtjh insurance? You will no longer receive a discount and other group benefits. If you still want to remove the group, we are looking for a package that matches the choices you have already made as much as possible.

You can take out group insurance through with

This group insurance policy includes:
  • 0% discount on your general insurance policy
  • 0% discount on your additional insurance package
  • 0% discount on your dental insurance

The general insurance is there for the main concern, for example for your family doctor, pharmacy or hospital.

Health insurance cards general insurance (in Dutch)

2 Choose your deductible

The higher your deductible, the higher the discount on your premium.
€ 0discount/month
€ 3discount/month
€ 6discount/month
€ 9discount/month
€ 12discount/month
€ 17,50discount/month
The deductible you can choose is different for each general insurance and group insurance policy

What is the deductible?

This is the amount you have to pay yourself before you start receiving reimbursement for healthcare. You pay the deductible if you are 18 years or older and need reimbursement in the general insurance.

There are two kinds of deductible in the Netherlands, the compulsory deductible and the voluntary deductible.

The compulsory deductible for 2019 is €385 and it is determined by the government.

Voluntary deductible

On top of the compulsory deductible, you can also opt to have a voluntary deductible. If you have the Zorg-op-maatpolis or Zorgkeuzepolis, you can choose a €485€585€685€785, or €885 voluntary deductible. The higher the voluntary deductible you choose, the lower your premium will be. If yours is the Zorgbewustpolis, you can only choose a voluntary deductible of €885.

No deductible

The deductible does not apply to:

When the deductible does apply

All other healthcare covered by the general insurance policy is subject to the deductible, and you may also be required to pay a personal contribution.

Choose for bigger reimbursements. For example, physiotherapy, glasses, or emergency abroad.

Health insurance cards additional insurance (in Dutch)

Health insurance cards dental insurance (in Dutch)

Your shopping basket

Group insurance:

This is the premium with the discount.

Your basket is empty

There are no insurance policies in your basket yet

You (Main insured person)

Children up to the age of 18 are co-insured free of charge and they do not pay a deductible.
General insurance
€ 0,00
€ 0 deductible
You have not selected a general insurance policy and/or a deductible yet
Additional insurance
Dental insurance
Monthly premium
€ 0,00

Co-insure someone

Your child is insured for free for up to 18 years with the parent with the most comprehensive health insurance.
€ 0,00
Including group discount
€ 0,00
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CZ Customer Services