Aanvullende verzekering Basis

Get cover for 9 sessions of physiotherapy and contraceptives for just €8.90 per month.

Find out all about the ‘Basis’ additional insurance package

  • Physiotherapy: 9 sessions (roll over max 5 unused sessions to the next year)

  • Urgent medical care worldwide: 100%

  • Dental costs after an accident: €10,000

This is what’s included in the ‘Basis’ package

When you need to go to the physiotherapist with a sport injury or a sprained ankle, for example, it’s good to know that with the ‘Basis’ additional insurance package you’re covered for the first 9 sessions per year. And contraceptives and urgent medical care abroad are covered as well. Here are some of the reimbursements we offer:


  • Physiotherapy: 9 sessions per year (rollover up to 5 unused sessions to the next year)
  • Contraceptives from the age of 21: 100%
  • Dietary advice: €120 per year
  • Dietary advice: €50 per year
  • Health course: €50 per year
  • Exercise programme: €350 per 3 years
  • Sports medicine-related advice: €100 per year
  • Additional obstetric care
  • Carer services

Not reimbursed

  • Dentist
  • Orthodontist
  • Alternative healthcare
  • Glasses and contact lenses
  • Orthotic insoles
  • Sterilisation
  • Online health programmes

4 reasons to choose CZ’s ‘Basis’ additional insurance package


More peace of mind

For just €8.90 per month, you get cover for physiotherapy, additional obstetric care, contraceptives and more


No deductible

There’s no deductible for healthcare provided under the additional insurance package


Personal contact

Personal contact is still an option with us. You can visit a mobile branch or one of the 18 service centres


We are the trusted experts

We have over 90 years’ experience in insuring healthcare and providing customised healthcare advice

Frequently asked questions

You can take out an additional health insurance in order to prevent high healthcare costs. Do you suffer from cavities in your teeth, are you getting braces or do you want to be well insured in case you need healthcare abroad? In these cases you can take out an additional insurance package.

No, this is not possible. However, if you already have the general insurance policy and an additional insurance package with us, you can cancel the general insurance policy separately and continue the additional insurance package. Note that you will have to pay a surcharge of 25% on the premium for the additional insurance package.

No, you never have to pay the deductible for healthcare covered by your additional dental insurance package.

If you would like to see the details of everything that’s covered, you can read about all the reimbursements. Or you can take a look at the package overview to see at a glance what’s covered under the general insurance and each of the packages.

To see the fine print on our rules, regulations and agreements, read our terms and conditions.

Take out the ‘Basis’ additional insurance package now

Choose the ‘Basis’ additional insurance package and get cover for physiotherapy, obstetric care and contraceptives as well.

Calculate your premium in just two minutes

Extra benefits with your insurance

When you take out insurance with CZ, you get a lot of extra benefits free of charge, including CZ’s 24/7 helpline for advice in case of health problems when you’re travelling abroad. You also get a discount on over 200 products ranging from glasses to sportswear.

See all benefits