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Submit claims quickly and fast in the app, and ask the CZ Healthcare Team all your questions. Our service is always personal.
The general insurance policy covers most important healthcare:
70% of your bill reimbursed with non-contracted care providers. The reimbursement is a maximum of 70% of the contracted rates.
75% of your bill reimbursed with non-contracted care providers. The reimbursement is a maximum of 75% of the contracted rates.
All our general insurance policies provide the same good cover, and you can go to more than 45,000 healthcare providers for treatment. However, your reimbursement when using healthcare providers who do not have a contract with us for the healthcare you receive differs depending on your policy. Another difference is the voluntary deductible amount that you can choose.
About 10,000 employers, sports clubs and member organisations have taken out group insurance with us. You benefit from many advantages under a group health insurance scheme.
The compulsory deductible is €385 per year. If you need healthcare covered by your general insurance policy, you will have to pay the first €385 yourself. After reaching this threshold, you will receive a reimbursement. Your deductible does not apply to the following:
On top of the compulsory deductible, you can opt to have an extra voluntary deductible up to a maximum of €885. If you do so, your premium will be lower, but you will have to pay more if you do require healthcare. Check out how much you can save.
Annual deductible | Monthly discount |
---|---|
€385 | €0 |
€485 | €3 |
€585 | €6 |
€685 | €9 |
€785 | €12 |
€885 | €17.50 |
Submit claims quickly and fast in the app, and ask the CZ Healthcare Team all your questions. Our service is always personal.
For exactly the healthcare you need, whatever happens.
From a discount on gym membership to help losing weight or a free skin check.
Compare our general insurance policies and take out your health insurance online now.
Please note that our Customer Services will be closed during Ascension Day on Thursday the 26th of May.