Roll over your unused physiotherapy sessions
With your additional insurance, you automatically get a rollover of up to five unused physiotherapy sessions to the next year.
Here’s how the physiotherapy rollover works
If you have an additional insurance that includes physiotherapy in 2025, and you renew it for 2026, up to five unused sessions are automatically rolled over. You can use these sessions at any time during 2026. You do not need to take any action yourself.
If you need physiotherapy next year, the sessions rolled over from 2025 will be used up first. Once these have been used up, we will automatically use your sessions for 2026.
Check in Mijn CZ how many unused physiotherapy sessions you can rollover to next year.
Frequently asked questions about the physiotherapy rollover
How much does it cost to roll over unused physiotherapy sessions?
Physiotherapy is included in your additional insurance. If you don not use all your sessions this year, up to five will be rolled over automatically to next year. You will pay the normal premium for the additional insurance package you have selected.
Do I have to do anything to roll over unused physiotherapy sessions?
No, you don’t have to do anything. If you have an additional insurance package with a reimbursement for physiotherapy for this year, and you renew it for next year, as many as 5 unused physiotherapy sessions will be rolled over to the new year. You do not need to take any action yourself.
What kinds of physiotherapy sessions are rolled over?
The physiotherapy rollover applies to general physiotherapy and/or Cesar/Mensendieck exercise therapy sessions.
I am only taking out a general insurance policy for next year. Can I roll over my physiotherapy sessions from this year?
Unfortunately not. If you had an additional insurance package with a reimbursement for physiotherapy this year, but will only take out a general insurance policy for next year, you cannot roll over your unused physiotherapy sessions to the new year.
By when do I have to use my rolled-over physiotherapy sessions?
You can use your rolled-over physiotherapy sessions until the end of the new year. So, if you roll over 4 unused physiotherapy sessions from 2025, you can use them at any time until 31 December 2026. Rolled-over sessions are, therefore, valid for a maximum of 1 policy year.
Where can I check how many physiotherapy sessions I have left over from last year?
In My CZ, you can check how many physiotherapy sessions from last year have been rolled over. If you need physiotherapy treatments, we will use those sessions first. After that, the number of physiotherapy treatments for the new year will apply. Did you not have any sessions left over last year? Then only the number of sessions for the new year will be shown in My CZ.
I have taken out a health insurance mid-term for this year. Does rollover of unused physiotherapy treatments also apply to me?
Have you taken out health insurance during the year (in Dutch) for this year? For example, because you have turned 18 or got divorced? And have you opted for an additional insurance that includes physiotherapy? If you take out a package that includes physiotherapy again next year, you can simply rollover your unused physiotherapy treatments to next year.