‘Zorg-op-maatpolis’ general insurance

Our most popular general insurance policy for basic healthcare like your general practitioner, pharmacy or the hospital.

‘Zorg-op-maatpolis’ at a glance

  • Our most popular general insurance policy
  • Full reimbursement for CZ-contracted healthcare providers
  • Arrange your insurance matters online or by post


Choice of over 45,000 healthcare providers

CZ has contracts with nearly all healthcare providers in the Netherlands. Go to one of these contracted healthcare providers to take advantage of numerous benefits.

Reimbursement of contracted healthcare

We will reimburse 100% of the contracted rate.
  • The best healthcare quickly available.
  • No need to pay up front: CZ will pay the healthcare provider directly.

Reimbursement for non-contracted healthcare

We will reimburse 75% of the bill up to a maximum of 75% of the average agreed rate.
  • No agreements on quality and availability.
  • You pay the bill yourself and claim the costs back from us.

Register and switch

Compare our general insurance policies and take out your health insurance online now.

Calculate your premium in just two minutes
  • We will cancel your current insurance policy for you.
  • You have a 14-day cooling-off period.
  • CZ accepts everyone. We’d be happy to welcome you too.
  • Children under 18 are automatically co-insured free of charge.