‘Zorgkeuzepolis’ general insurance

This is our general insurance policy with the most options.

restitutie Basisverzekering

Zorgkeuzepolis

€ 131,65 per person per month with a deductible of €385

‘Zorgkeuzepolis’ at a glance

  • The choice of healthcare provider is strictly up to you – even one without a contract
  • We reimburse the costs of all healthcare providers in full, except any that send an unreasonably high invoice for the healthcare
  • Arrange your insurance matters online or by post

‘Zorgkeuzepolis’ general insurance reimbursements

Reimbursed

  • Treatment by a general practitioner and medical specialists
  • Hospital visits
  • Transport by ambulance
  • Medicines and medical aids
  • Obstetrician
  • Obstetric care and maternity package
  • Speech and language therapy
  • Dietetics
  • Dental costs for children under the age of 18

Not reimbursed

  • Skin therapy
  • Carer relief
  • Alternative treatment methods
  • Oral care and orthodontic care from the age of 18

If you would like extra or more extensive reimbursements, see our additional insurance packages.

CZ has a contract with virtually all healthcare providers

CZ has a contract with more than 45,000 healthcare providers and suppliers, meaning virtually all of them in the Netherlands. Using a contracted healthcare provider has plenty of advantages.

Reimbursement of contracted healthcare

We will reimburse 100% of the contracted rate.
  • The best healthcare quickly available.
  • No need to pay up front: CZ will pay the healthcare provider directly.

Reimbursement for non-contracted healthcare

We will reimburse 100% of the bill up to a maximum of 100% of the reasonable market rate in the Netherlands.
  • No agreements on quality and availability.
  • You pay the bill yourself and claim the costs back from us.

Find a healthcare provider or supplier near you (in Dutch)

Register and switch

Compare our general insurance policies and take out your health insurance online now.

Calculate your premium in just two minutes
  • We will cancel your current insurance policy for you.
  • You have a 14-day cooling-off period.
  • CZ accepts everyone. We’d be happy to welcome you too.
  • Children under 18 are automatically co-insured free of charge.