Advice on a second opinion

If you have any doubts about your treatment, or if your doctor cannot find what is wrong with you, a second opinion may reveal new information, or put your mind at ease. Our healthcare advisers can help you get a second opinion.

What is a second opinion?

A second opinion is an opinion from a different doctor. It may be requested by the patient, but sometimes the attending specialist asks the opinion of another doctor. A second opinion does not involve new tests or examinations: the other doctor reviews all the material already gathered.

You can request a second opinion if...

  • your doctor is unable to make a diagnosis;
  • you have your doubts about the diagnosis your doctor has made;
  • you feel unsure about the recommended treatment.

Four steps to a second opinion

  1. Ask your doctor for a referral

    You need this to be reimbursed for the second opinion.

  2. Make an appointment with another doctor

    Make sure you say that you are asking for a second opinion.

  3. Visit the other doctor for your second opinion

    You can use these handy tips to prepare for the consultation.

  4. Discuss the results with your own doctor

    You can then decide together how to proceed.

The CZ Healthcare Team can help you when...

  • you are not sure if a second opinion is the right solution;
  • you want to know how you go about getting a second opinion;
  • you feel uneasy about talking to your doctor about getting a second opinion.

Costs of a second opinion

A second opinion is covered under the general insurance policy, though you will have to pay the This is the amount you have to pay yourself before you start receiving reimbursement for healthcare. There are two kinds of deductible in the Netherlands — compulsory and voluntary — and the compulsory deductible is set by the government. In 2018 en  2019, the compulsory deductible is € 385. On top of the compulsory deductible, you can also opt for a voluntary deductible of up to € 500. The deductible only applies to reimbursements under the general insurance policy.
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Advice from a leading international specialist

During your talk with the CZ Healthcare Team, your healthcare adviser will also consider the possibility of consulting a leading specialist from Best Doctors, just one of the extra services offered by CZ.

Frequently asked questions about a second opinion