Calculate your premium
Compare CZ health insurances, calculate your premium in 4 simple steps and take out a health insurance for 2020.
Group health insurance
Take advantage of group health insurance benefit by your employer, association or self employed people.
Remove group insurance
Are you sure you want to remove your group insurance? Without your group insurance you will not receive a discount and other group benefits. If you still want to remove the group, than we will find a package for you that matches your previous selected packages as much as possible.
Found!
You can take out a group health insurance through with
An intermediary is required for this group
This insurance includes:
-
Extra benefit for staying insured with CZ:
-
0% discount on your general insurance
-
0% discount on your additional insurance
-
0% discount on your dental insurance
1. Choose a general insurance
The general insurance is there for the main concern, for example for your family doctor, pharmacy or hospital.
Health insurance cards general insurance (in Dutch)
3. Choose an additional insurance
Choose for bigger reimbursements. For example, physiotherapy, glasses, or emergency abroad.
View the reimbursements| Frequently sought after reimbursements |
Aanvullend
Start
€ 1,95
/month
|
Aanvullend
Basis
€ 8,10
/month
|
Aanvullend
Plus
€ 21,35
/month
|
Aanvullend
Top
€ 39,90
/month
|
Aanvullend
Jongeren
€ 20,50
/month
|
Aanvullend
Gezinnen
€ 51,20
/month
|
Aanvullend
50+
€ 18,50
/month
|
|---|---|---|---|---|---|---|---|
| Emergency assistance abroad | 100% of the claimed rate within the EU/EEA, Switzerland and treaty countries; in other countries, max. 2x the market rate applicable in the Netherlands (including the reimbursement from your health insurance) | 100% of the claimed rate within the EU/EEA, Switzerland and treaty countries; in other countries, max. 2x the market rate applicable in the Netherlands (including the reimbursement from your health insurance) | 100% of the claimed rate within the EU/EEA, Switzerland and treaty countries; in other countries, max. 2x the market rate applicable in the Netherlands (including the reimbursement from your health insurance) | 100% of the claimed rate within the EU/EEA, Switzerland and treaty countries; in other countries, max. 2x the market rate applicable in the Netherlands (including the reimbursement from your health insurance) | 100% of the claimed rate within the EU/EEA, Switzerland and treaty countries; in other countries, max. 2x the market rate applicable in the Netherlands (including the reimbursement from your health insurance) | 100% of the claimed rate within the EU/EEA, Switzerland and treaty countries; in other countries, max. 2x the market rate applicable in the Netherlands (including the reimbursement from your health insurance) | 100% of the claimed rate within the EU/EEA, Switzerland and treaty countries; in other countries, max. 2x the market rate applicable in the Netherlands (including the reimbursement from your health insurance) |
| Alternative treatment methods |
–
Not reimbursed
|
€ 250 per year
€250 per year for alternative and/or psychosocial treatments (€30 per day) and medicines (100%) combined
|
€ 450 per year
€450 per year for alternative and/or psychosocial treatments (€40 per day) and medicines (100%) combined
|
€ 650 per year
€650 per year for alternative and/or psychosocial treatments (€40 per day) and medicines (100%) combined
|
€ 200 per year
€200 per year for alternative and/or psychosocial treatments (€30 per day) and medicines (100%) combined
|
€ 350 per year
€350 per year for alternative and/or psychosocial treatments (€40 per day) and medicines (100%) combined
|
€ 350 per year
€350 per year for alternative and/or psychosocial treatments (€40 per day) and medicines (100%) combined
|
| Glasses, contact lenses and laser eye treatment |
–
Not reimbursed
|
–
Not reimbursed
|
€ 100 per 2 years
€100 per 2 years
|
€ 200 per 2 years
€200 per 2 years
|
€ 100 per 2 years
€100 per 2 years
|
€ 200 per 2 years
€200 per 2 years
|
€ 100 per 2 years
€100 per 2 years
|
| Physiotherapy from the age of 18 |
–
Not reimbursed
|
9 sessions per year
9 sessions per year (100% of the agreed rate for contracted healthcare providers; with a non-contracted healthcare provider 75% of the bill up to max. 75% of the average rate agreed with therapists who have a contract with us)
|
12 sessions per year
12 sessions per year (100% of the agreed rate for contracted healthcare providers; with a non-contracted healthcare provider 75% of the bill up to max. 75% of the average rate agreed with therapists who have a contract with us)
|
24 sessions per year
24 sessions per year (100% of the agreed rate for contracted healthcare providers; with a non-contracted healthcare provider 75% of the bill up to max. 75% of the average rate agreed with therapists who have a contract with us)
|
9 sessions per year
9 sessions per year from the age of 18 (100% of the agreed rate for contracted healthcare providers; with a non-contracted healthcare provider 75% of the bill up to max. 75% of the average rate agreed with therapists who have a contract with us)
|
12 sessions per year
12 sessions per year (100% of the agreed rate for contracted healthcare providers; with a non-contracted healthcare provider 75% of the bill up to max. 75% of the average rate agreed with therapists who have a contract with us)
|
15 sessions per year
15 sessions per year (100% of the agreed rate for contracted healthcare providers; with a non-contracted healthcare provider 75% of the bill up to max. 75% of the average rate agreed with therapists who have a contract with us)
|
| Dental care from the age of 18 |
–
Not reimbursed
|
–
Not reimbursed
|
–
Not reimbursed
|
–
Not reimbursed
|
€ 450 per year
€450 per year for all oral care combined. We will reimburse 100% for check-ups (C11); 75% for other oral care
|
€ 250 per year
€250 per year
|
–
Not reimbursed
|
| Orthodontic care |
–
Not reimbursed
|
–
Not reimbursed
|
–
Not reimbursed
|
–
Not reimbursed
|
€ 350
€350 (100% per treatment) for as long as you have this additional insurance package with us
|
up to the age of 22: € 1,000 up to € 2,500; € 345 from the age of 22
up to the age of 22: €1,000 in the first year that you have this insurance policy. In each subsequent year that you have this insurance policy, an additional €500 per year. Your total reimbursement is max. €2,500 from the age of 22: €345 (80% per treatment) for as long as you have this additional insurance package with us
|
–
Not reimbursed
|
| Childbirth in hospital on medical grounds |
–
Not reimbursed
|
100%
100% of the statutory personal contribution for a hospital birth that is not medically necessary
|
100%
100% of the statutory personal contribution for a hospital birth that is not medically necessary
|
100%
100% of the statutory personal contribution for a hospital birth that is not medically necessary
|
–
Not reimbursed
|
100%
100% of the statutory personal contribution for a hospital birth that is not medically necessary
|
–
Not reimbursed
|
| Hearing aids |
–
Not reimbursed
|
–
Not reimbursed
|
€ 100
€100 of the statutory personal contribution per hearing aid
|
€ 200
€200 of the statutory personal contribution per hearing aid
|
–
Not reimbursed
|
–
Not reimbursed
|
€ 300
€300 of the statutory personal contribution per hearing aid
|
| Treatment of facial acne |
–
Not reimbursed
|
€ 230 per year
€230 per year
|
€ 230 per year
€230 per year
|
€ 230 per year
€230 per year
|
€ 230 per year
€230 per year
|
€ 230 per year
€230 per year
|
€ 230 per year
€230 per year
|
Compare reimbursements
Alternative treatment methods
| Additional insurance | Reimbursement |
|---|---|
| Start |
–
|
| Basis |
€ 250 per year
€250 per year for alternative and/or psychosocial treatments (€30 per day) and medicines (100%) combined
|
| Plus |
€ 450 per year
€450 per year for alternative and/or psychosocial treatments (€40 per day) and medicines (100%) combined
|
| Top |
€ 650 per year
€650 per year for alternative and/or psychosocial treatments (€40 per day) and medicines (100%) combined
|
| Jongeren |
€ 200 per year
€200 per year for alternative and/or psychosocial treatments (€30 per day) and medicines (100%) combined
|
| Gezinnen |
€ 350 per year
€350 per year for alternative and/or psychosocial treatments (€40 per day) and medicines (100%) combined
|
| 50+ |
€ 350 per year
€350 per year for alternative and/or psychosocial treatments (€40 per day) and medicines (100%) combined
|
Physiotherapy from the age of 18
| Additional insurance | Reimbursement |
|---|---|
| Start |
–
|
| Basis |
9 sessions per year
9 sessions per year (100% of the agreed rate for contracted healthcare providers; with a non-contracted healthcare provider 75% of the bill up to max. 75% of the average rate agreed with therapists who have a contract with us)
|
| Plus |
12 sessions per year
12 sessions per year (100% of the agreed rate for contracted healthcare providers; with a non-contracted healthcare provider 75% of the bill up to max. 75% of the average rate agreed with therapists who have a contract with us)
|
| Top |
24 sessions per year
24 sessions per year (100% of the agreed rate for contracted healthcare providers; with a non-contracted healthcare provider 75% of the bill up to max. 75% of the average rate agreed with therapists who have a contract with us)
|
| Jongeren |
9 sessions per year
9 sessions per year from the age of 18 (100% of the agreed rate for contracted healthcare providers; with a non-contracted healthcare provider 75% of the bill up to max. 75% of the average rate agreed with therapists who have a contract with us)
|
| Gezinnen |
12 sessions per year
12 sessions per year (100% of the agreed rate for contracted healthcare providers; with a non-contracted healthcare provider 75% of the bill up to max. 75% of the average rate agreed with therapists who have a contract with us)
|
| 50+ |
15 sessions per year
15 sessions per year (100% of the agreed rate for contracted healthcare providers; with a non-contracted healthcare provider 75% of the bill up to max. 75% of the average rate agreed with therapists who have a contract with us)
|
Glasses, contact lenses and laser eye treatment
| Additional insurance | Reimbursement |
|---|---|
| Start |
–
|
| Basis |
–
|
| Plus |
€ 100 per 2 years
€100 per 2 years
|
| Top |
€ 200 per 2 years
€200 per 2 years
|
| Jongeren |
€ 100 per 2 years
€100 per 2 years
|
| Gezinnen |
€ 200 per 2 years
€200 per 2 years
|
| 50+ |
€ 100 per 2 years
€100 per 2 years
|
Dental care from the age of 18
| Additional insurance | Reimbursement |
|---|---|
| Start |
–
|
| Basis |
–
|
| Plus |
–
|
| Top |
–
|
| Jongeren |
€ 450 per year
€450 per year for all oral care combined. We will reimburse 100% for check-ups (C11); 75% for other oral care
|
| Gezinnen |
€ 250 per year
€250 per year
|
| 50+ |
–
|
Orthodontic care
| Additional insurance | Reimbursement |
|---|---|
| Start |
–
|
| Basis |
–
|
| Plus |
–
|
| Top |
–
|
| Jongeren |
€ 350
€350 (100% per treatment) for as long as you have this additional insurance package with us
|
| Gezinnen |
up to the age of 22: € 1,000 up to € 2,500; € 345 from the age of 22
up to the age of 22: €1,000 in the first year that you have this insurance policy. In each subsequent year that you have this insurance policy, an additional €500 per year. Your total reimbursement is max. €2,500 from the age of 22: €345 (80% per treatment) for as long as you have this additional insurance package with us
|
| 50+ |
–
|
4. Choose a dental insurance
| Frequently sought after reimbursements |
Tandarts
Tandarts
€ 22,10
/month
|
Tandarts
Uitgebreide Tandarts
€ 39,85
/month
|
Aanvullend
Jongeren
€ 20,50
/month
|
Aanvullend
Gezinnen
€ 51,20
/month
|
|---|---|---|---|---|
| Dental care from the age of 18 |
€ 450 per year
€450 per year for all oral care combined. We will reimburse 100% for check-ups (C11); 75% for other oral care
|
€ 1,150 per year
€1,150 per year for all oral care combined. We will reimburse 100% for check-ups (C11); 75% for other oral care
|
€ 450 per year
€450 per year for all oral care combined. We will reimburse 100% for check-ups (C11); 75% for other oral care
|
€ 250 per year
€250 per year
|
| Orthodontic care |
€ 2,045 up to the age of 18; € 345 from the age of 18
€2,045 up to the age of 18 (80% per treatment) for as long as you have this additional insurance package with us; a 1-year waiting period applies €345 from the age of 18 (80% per treatment) for as long as you have this additional insurance package with us; a 1-year waiting period applies
|
€ 2,045 up to the age of 18; € 345 from the age of 18
€2,045 up to the age of 18 (80% per treatment) for as long as you have this additional insurance package with us; a 1-year waiting period applies €345 from the age of 18 (80% per treatment) for as long as you have this additional insurance package with us; a 1-year waiting period applies
|
€ 350
€350 (100% per treatment) for as long as you have this additional insurance package with us
|
up to the age of 22: € 1,000 up to € 2,500; € 345 from the age of 22
up to the age of 22: €1,000 in the first year that you have this insurance policy. In each subsequent year that you have this insurance policy, an additional €500 per year. Your total reimbursement is max. €2,500 from the age of 22: €345 (80% per treatment) for as long as you have this additional insurance package with us
|
| Dentures |
€ 450 per year
€450 per year for all oral care combined. We will reimburse 100% for check-ups (C11); 75% for other oral care
|
€ 1,150 per year
€1,150 per year for all oral care combined. We will reimburse 100% for check-ups (C11); 75% for other oral care
|
€ 450 per year
€450 per year for all oral care combined. We will reimburse 100% for check-ups (C11); 75% for other oral care
|
€ 250 per year
€250 per year
|
Compare reimbursements
Dental care from the age of 18
| Additional insurance | Reimbursement |
|---|---|
| Tandarts |
€ 450 per year
€450 per year for all oral care combined. We will reimburse 100% for check-ups (C11); 75% for other oral care
|
| Uitgebreide Tandarts |
€ 1,150 per year
€1,150 per year for all oral care combined. We will reimburse 100% for check-ups (C11); 75% for other oral care
|
Orthodontic care
| Additional insurance | Reimbursement |
|---|---|
| Tandarts |
€ 2,045 up to the age of 18; € 345 from the age of 18
€2,045 up to the age of 18 (80% per treatment) for as long as you have this additional insurance package with us; a 1-year waiting period applies €345 from the age of 18 (80% per treatment) for as long as you have this additional insurance package with us; a 1-year waiting period applies
|
| Uitgebreide Tandarts |
€ 2,045 up to the age of 18; € 345 from the age of 18
€2,045 up to the age of 18 (80% per treatment) for as long as you have this additional insurance package with us; a 1-year waiting period applies €345 from the age of 18 (80% per treatment) for as long as you have this additional insurance package with us; a 1-year waiting period applies
|
Dentures
| Additional insurance | Reimbursement |
|---|---|
| Tandarts |
€ 450 per year
€450 per year for all oral care combined. We will reimburse 100% for check-ups (C11); 75% for other oral care
|
| Uitgebreide Tandarts |
€ 1,150 per year
€1,150 per year for all oral care combined. We will reimburse 100% for check-ups (C11); 75% for other oral care
|