Changes to the ‘Gezinnen’ additional insurance package in 2021

Below you will find the changes that will take effect from 1 January 2021, which will apply to the ‘Gezinnen’ additional insurance package.

Glasses, lenses and laser eye treatment

Reimbursement for glasses, contact lenses and laser eye treatment is being reduced from € 200 to € 150 per 2-year period.

Online health programmes

New: the additional insurance give you €60 per year to spend on one of the following programmes: health check on FitzMe, online mindfulness training, online ‘baby and nutrition’ course or an online ‘healthy cooking’ course.

Orthodontic care

The ‘Beugelplan’ (brace plan) will no longer be available under the ‘Gezinnen’ additional insurance package. Furthermore, the age and reimbursement for orthodontic care will be changing. The following reimbursement will apply to orthodontic care:

  • up to the age of 18: 100% up to a maximum of € 2045
  • from the age of 18: 80% up to a maximum of € 345

A one-year waiting period applies, which means that you pay a full year of premium and the second year the reimbursement applies.

Urgent medical care abroad

The costs of urgent medical care received during a temporary stay abroad are fully reimbursed under the additional insurance package. In 2020, you only received full reimbursement of these costs in the EU/EEA countries and treaty countries.

Reimbursement for physiotherapy from a non-contracted physiotherapist

If you visit a physiotherapist with whom we do not have a contract, you will be reimbursed a maximum of 50% of the average rate agreed with our contracted physiotherapists. If the rate applied on your invoice is lower than this rate, we will reimburse 50% of the invoice. This is currently 75%.

Healthcare costs in the event of negative travel advice

If the Dutch government issues negative travel advice (orange or red) prior to you travelling abroad due to the outbreak of a contagious disease, for example COVID-19, any healthcare costs relating to this incurred abroad will not be reimbursed under the additional insurance package.

Reimbursements 'Gezinnen' additional insurance package

Download the reimbursements overview

CZ Customer Services