Aanvullende verzekering Plus

Get extra cover for all sorts of healthcare, from physiotherapy and acupuncture to new glasses.

Main reimbursements

  • 12x Physiotherapy (roll over max 5 unused sessions to the next year)

  • Alternative healthcare € 350

  • Glasses and contacts € 100

This is what’s included in the ‘Plus’ package

Our ‘Plus’ additional insurance package includes cover for 12 sessions of physiotherapy per year. What’s more, it covers alternative healthcare, contraceptives, a hearing aid and more. Here are some of the reimbursements we offer:


  • Physiotherapy: 12 sessions per year (rollover up to 5 unused sessions to the next year)
  • Alternative healthcare: €350 per year
  • Glasses and contact lenses: €100 per 2 years
  • Acne treatment: €230 per year
  • Orthotic insoles: €75 per year
  • Contraceptives from the age of 21:100%
  • Hearing aid: €100 cover for personal contribution
  • Sterilisation: €400 (male) or €1,250 (female)
  • Foot treatment: €115 per year
  • Dietary advice: €75 per year
  • Sports medicine-related advice: €150 per year
  • Carer services

Not reimbursed

  • Dental care
  • Orthodontist
  • Condoms
  • Online health programs
  • Flu jab

The following is covered under every additional insurance package

  • Urgent medical care worldwide: 100%
  • Urgent dental care abroad: €275 per year
  • Oral care in the event of accidents: €10,000 per accident
  • Exercise programme: €350 per 3 years
  • Accommodation costs: €500 per year
  • Drop-in centres for cancer patients/survivors: €150 per year
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4 reasons to choose CZ’s ‘Plus’ additional insurance package


More peace of mind

You get a lot of extra cover for €24.80 per month, from 12 sessions of physiotherapy to alternative healthcare and glasses and contact lenses


No deductible

There’s no deductible for healthcare provided under the additional insurance package


Personal contact

Personal contact is still an option with us. You can visit a mobile branch or one of the 18 service centres


We are the trusted experts

We have over 90 years’ experience in insuring healthcare and providing customised healthcare advice

Frequently asked questions

You can take out an additional health insurance in order to prevent high healthcare costs. Do you suffer from cavities in your teeth, are you getting braces or do you want to be well insured in case you need healthcare abroad? In these cases you can take out an additional insurance package.

No, this is not possible. However, if you already have the general insurance policy and an additional insurance package with us, you can cancel the general insurance policy separately and continue the additional insurance package. Note that you will have to pay a surcharge of 25% on the premium for the additional insurance package.

No, you never have to pay the deductible for healthcare covered by your additional dental insurance package.

If you would like to see the details of everything that’s covered, you can read about all the reimbursements. Or you can take a look at the package overview to see at a glance what’s covered under the general insurance and each of the packages.

To see the fine print on our rules, regulations and agreements, read our terms and conditions.

Register or switch

Choose the ‘Plus’ additional insurance package and get cover for physiotherapy, alternative healthcare and glasses or contact lenses.

Calculate your premium in 2 minutes
  • Convenient cancellation service
  • You have a 14-day cooling-off period.
  • Children under 18 co-insured for free

Extra benefits with your insurance

When you take out insurance with CZ, you get a lot of extra benefits free of charge, including CZ’s 24/7 helpline for advice in case of health problems when you’re travelling abroad. You also get a discount on over 200 products ranging from glasses to sportswear.

See all benefits