‘Zorgkeuzepolis’ general insurance

This is our general insurance policy with the most options.

‘Zorgkeuzepolis’ at a glance

  • The choice of healthcare provider is entirely up to you
  • 100% reimbursement, also when using healthcare providers who do not have a contract with us for your treatment
  • Choice of five voluntary deductibles on top of the compulsory deductible
  • Manage your insurance affairs online or by post

Choice of over 45,000 healthcare providers

We have contracts with nearly all healthcare providers in the Netherlands. Using a healthcare provider who has a contract with us for the healthcare or treatment you need has plenty of advantages.

Reimbursement of contracted healthcare

We will reimburse 100% of the contracted rate.
  • The best healthcare quickly available.
  • No need to pay up front: CZ will pay the healthcare provider directly.

Reimbursement for non-contracted healthcare

We will reimburse 100% of the bill up to a maximum of 100% of the reasonable market rate in the Netherlands.
  • No agreements on quality and availability.
  • You pay the bill yourself and claim the costs back from us.

Register and switch

Compare our general insurance policies and take out your health insurance online now.

Calculate your premium in just two minutes
  • We will cancel your current insurance policy for you.
  • You have a 14-day cooling-off period.
  • CZ accepts everyone. We’d be happy to welcome you too.
  • Children under 18 are automatically co-insured free of charge.