Health insurance when living in the Netherlands, working abroad

• Are you going to work in an EU member state, EEA country, or another treaty country
  • EU member states: Austria, Belgium, Bulgaria, Croatia, Cyprus (not including Northern Cyprus), Czechia, Denmark, Estonia, Finland, France (including Guadeloupe, French Guyana, Martinique, Mayotte, Réunion, and St. Martin), Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal (including Madeira and the Azores), Romania, Slovakia, Slovenia, Spain (including Ceuta, Melilla, and the Canary Islands), and Sweden.
  • EEA countries: These countries are not part of the EU, but EU rules apply all the same: Iceland, Liechtenstein, and Norway.
  • Treaty countries not part of the EU/EEA: Cape Verde, Morocco, North Macedonia, Tunisia and Turkey
  • The United Kingdom and Switserland
  ?
  If you are going to work

  By ‘work’ we mean the place where you do the actual work. If you, for example, work for a Dutch employer but do your work in Belgium, you work in Belgium.

   abroad, you need health insurance abroad from your first day at work there. If you also want health cover in the Netherlands, register for the 'Verdragspolis'. To be able to register you, we will need confirmation that you are insured abroad. In most cases, we will receive this confirmation automatically from your foreign health insurer. If we do not receive this confirmation automatically, kindly ask your foreign insurer for an S1 (106) treaty form. Please note, this does not apply to Bosnia-Herzegovina, Montenegro and Serbia. No agreements have been made with these countries regarding the issuance of treaty form 106. You cannot register in the treaty policy.
• Are you going to work in Canada, Chile, India, Japan, the United States, or South Korea?
  If you are going to work in one of these countries, you have to cancel your Dutch health insurance as of your first day at work there. Enquire about health plans in the country where you will be working.
• Are you going to work in a country with which the Netherlands does not have a treaty?
  If you are going to work there for three months or longer, you will have to cancel your Dutch health insurance as of your first day at work there. Enquire about health plans in the country where you will be working. If you will be working in a country with which the Netherlands does not have a treaty for less than three months, you will continue to be insured in the Netherlands as normal.

If you work both abroad and in the Netherlands, ‘Sociale Verzekeringsbank’ (SVB) will assess whether or not you can keep your Dutch health insurance. Ask SVB to conduct an assessment based on the Dutch Long-Term Care Act (‘Wet langdurige zorg’, Wlz), and send us a copy of the statement.

If you receive a pension or benefits from an EU member state, EEA country, or another treaty country and you have health insurance in that country, you will in most cases be able to register for the 'Verdragspolis' right away. In some cases, however, we will still need an S1 (121) form from you. Request this form from your health insurer outside the Netherlands.

Take out Dutch health insurance if you:

• receive a pension or benefits from an EU member state, EEA country, or another treaty country and do not have statutory insurance or private health insurance there, or if you have not received an S1 (121) form from your health insurer there;
• receive a pension or benefits from a country with which the Netherlands does not have a treaty;
• receive a pension or benefits both from abroad and in the Netherlands