Below you can download the official terms and conditions of insurance and reimbursement overviews for the CZ group health insurance.
Documents, overviews and terms for the 2026 insurance year
The package overview shows which general and additional insurance plans CZ offers and what they cover. This makes it easy to compare and choose the package that best suits your situation.
CZ Package Overview Group health insurance(pdf - 1695kb)Below you’ll find all the policy terms of your health insurance. They explain exactly what is and isn’t covered and what rules apply to your insurance.
Terms and conditions for CZ Zorg-op-maatpolis (general insurance Natura)
(pdf - 498kb)
Terms and conditions for CZ Zorgbewustpolis (genral insurance Natura Select)
(pdf - 499kb)Terms and conditions for CZ Zorgvariatiepolis (general insurance Combinatie CZ)(pdf - 473kb)
Terms and conditions for CZ Start
(pdf - 113kb)
Terms and conditions for CZ Compact Collectief
(pdf - 118kb)Terms and conditions for CZ Basis Collectief
(pdf - 177kb)
Terms and conditions for CZ Plus Collectief
(pdf - 202kb)Terms and conditions for CZ Top Collectief
(pdf - 202kb)
Terms and conditions for CZ Jongeren
(pdf - 170kb)Terms and conditions for CZ 50+
(pdf - 170kb)
Terms and conditions for CZ Compact Tandarts Collectief
(pdf - 109kb)Terms and conditions for CZ Tandarts Collectief
(pdf - 112kb)
Terms and conditions for CZ Uitgebreide Tandarts Collectief
(pdf - 114kb)Terms and conditions for CZ Gezinnen
(pdf - 205kb)
Terms and conditions for CZ Comfort Pakket(pdf - 196kb)
The reimbursement overviews show which healthcare costs are covered under your general or additional insurance. You’ll also find out how much is reimbursed and whether the excess applies
Documents, overviews and terms for the 2025 insurance year
The package overview shows which general and additional insurance plans CZ offers and what they cover. This makes it easy to compare and choose the package that best suits your situation.
CZ Package Overview Group health insurance(pdf - 2816kb)Below you’ll find all the policy terms of your health insurance. They clearly explain what is and isn’t covered, and what rules apply to your insurance.
Terms and conditions for CZ Start
(pdf - 112kb)
Terms and conditions for CZ Compact Collectief
(pdf - 117kb)Terms and conditions for CZ Basis Collectief
(pdf - 179kb)
Terms and conditions for CZ Plus Collectief
(pdf - 207kb)Terms and conditions for CZ Top Collectief
(pdf - 208kb)
Terms and conditions for CZ Jongeren
(pdf - 172kb)Terms and conditions for CZ 50+
(pdf - 173kb)
Terms and conditions for CZ Compact Tandarts Collectief
(pdf - 109kb)Terms and conditions for CZ Tandarts Collectief
(pdf - 112kb)
Terms and conditions for CZ Uitgebreide Tandarts Collectief
(pdf - 114kb)Terms and conditions for CZ Gezinnen
(pdf - 211kb)
Terms and conditions for CZ Comfort Pakket(pdf - 200kb)
The reimbursement overviews show which healthcare costs are covered under your general or additional insurance. You’ll also find out how much is reimbursed and whether the excess applies
Reimbursements overview 'CZ Zorg-op-maatpolis'(pdf - 44kb)
Reimbursements overview 'CZ Zorgbewustpolis'(pdf - 44kb)
Reimbursements overview 'CZ Zorgvariatiepolis'(pdf - 45kb)
Reimbursements overview for CZ Start(pdf - 18kb)
Reimbursements overview for CZ Compact Collectief
(pdf - 18kb)Reimbursements overview for CZ Basis Collectief(pdf - 28kb)
Reimbursements overview for CZ Plus Collectief
(pdf - 32kb)Reimbursements overview for CZ Top Collectief(pdf - 32kb)
Reimbursements overview for CZ Jongeren
(pdf - 27kb)Reimbursements overview for 50+(pdf - 28kb)
Reimbursements overview for CZ Compact Tandarts Collectief
(pdf - 20kb)Reimbursements overview for CZ Tandarts Collectief(pdf - 20kb)
Reimbursements overview for CZ Uitgebreide Tandarts Collectief
(pdf - 21kb)Reimbursements overview for CZ Gezinnen(pdf - 32kb)
Reimbursements overview for CZ Comfort Pakket
(pdf - 31kb)Reimbursements overview for CZ Leden
The premium overview shows what you pay for your health insurance, both monthly and annually. This way, you’ll know exactly what the premium is for your policy.
Find out more about your health insurance premium and view the full overview
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