Terms and conditions and reimbursements for group health insurance ‘Collectief’ in 2025

Below you can download the official terms and conditions of insurance and reimbursement overviews for the CZ group health insurance.

Groups 2026

Documents, overviews and terms for the 2026 insurance year

Terms and conditions

Below you’ll find all the policy terms of your health insurance. They explain exactly what is and isn’t covered and what rules apply to your insurance.

General insurances

(opent in nieuw tabblad)Terms and conditions for CZ Zorg-op-maatpolis (general insurance Natura)
(pdf - 498kb)
(opent in nieuw tabblad)Terms and conditions for CZ Zorgbewustpolis (genral insurance Natura Select)
(pdf - 499kb)
(opent in nieuw tabblad)Terms and conditions for CZ Zorgvariatiepolis (general insurance Combinatie CZ)(pdf - 473kb)

Additional insurances

(opent in nieuw tabblad)Terms and conditions for CZ Start
(pdf - 113kb)
(opent in nieuw tabblad)Terms and conditions for CZ Compact Collectief
(pdf - 118kb)
(opent in nieuw tabblad)Terms and conditions for CZ Basis Collectief
(pdf - 177kb)
(opent in nieuw tabblad)Terms and conditions for CZ Plus Collectief
(pdf - 202kb)
(opent in nieuw tabblad)Terms and conditions for CZ Top Collectief
(pdf - 202kb)
(opent in nieuw tabblad)Terms and conditions for CZ Jongeren
(pdf - 170kb)
(opent in nieuw tabblad)Terms and conditions for CZ 50+
(pdf - 170kb)
(opent in nieuw tabblad)Terms and conditions for CZ Compact Tandarts Collectief
(pdf - 109kb)
(opent in nieuw tabblad)Terms and conditions for CZ Tandarts Collectief
(pdf - 112kb)
(opent in nieuw tabblad)Terms and conditions for CZ Uitgebreide Tandarts Collectief
(pdf - 114kb)
(opent in nieuw tabblad)Terms and conditions for CZ Gezinnen
(pdf - 205kb)
(opent in nieuw tabblad)Terms and conditions for CZ Comfort Pakket(pdf - 196kb)

Reimbursement overviews

The reimbursement overviews show which healthcare costs are covered under your general or additional insurance. You’ll also find out how much is reimbursed and whether the excess applies

General insurances

Additional insurances

Groups 2025

Documents, overviews and terms for the 2025 insurance year

Terms and conditions

Below you’ll find all the policy terms of your health insurance. They clearly explain what is and isn’t covered, and what rules apply to your insurance.

General insurances

Additional insurances

(opent in nieuw tabblad)Terms and conditions for CZ Start
(pdf - 112kb)
(opent in nieuw tabblad)Terms and conditions for CZ Compact Collectief
(pdf - 117kb)
(opent in nieuw tabblad)Terms and conditions for CZ Basis Collectief
(pdf - 179kb)
(opent in nieuw tabblad)Terms and conditions for CZ Plus Collectief
(pdf - 207kb)
(opent in nieuw tabblad)Terms and conditions for CZ Top Collectief
(pdf - 208kb)
(opent in nieuw tabblad)Terms and conditions for CZ Jongeren
(pdf - 172kb)
(opent in nieuw tabblad)Terms and conditions for CZ 50+
(pdf - 173kb)
(opent in nieuw tabblad)Terms and conditions for CZ Compact Tandarts Collectief
(pdf - 109kb)
(opent in nieuw tabblad)Terms and conditions for CZ Tandarts Collectief
(pdf - 112kb)
(opent in nieuw tabblad)Terms and conditions for CZ Uitgebreide Tandarts Collectief
(pdf - 114kb)
(opent in nieuw tabblad)Terms and conditions for CZ Gezinnen
(pdf - 211kb)
(opent in nieuw tabblad)Terms and conditions for CZ Comfort Pakket(pdf - 200kb)

Reimbursement overviews

The reimbursement overviews show which healthcare costs are covered under your general or additional insurance. You’ll also find out how much is reimbursed and whether the excess applies

General insurances

(opent in nieuw tabblad)Reimbursements overview 'CZ Zorg-op-maatpolis'(pdf - 44kb)
(opent in nieuw tabblad)Reimbursements overview 'CZ Zorgbewustpolis'(pdf - 44kb)
(opent in nieuw tabblad)Reimbursements overview 'CZ Zorgvariatiepolis'(pdf - 45kb)

Additional insurances

(opent in nieuw tabblad) (pdf - 18kb)

(opent in nieuw tabblad)Reimbursements overview for CZ Start(pdf - 18kb)
(opent in nieuw tabblad)Reimbursements overview for CZ Compact Collectief
(pdf - 18kb)
(opent in nieuw tabblad)Reimbursements overview for CZ Basis Collectief(pdf - 28kb)
(opent in nieuw tabblad)Reimbursements overview for CZ Plus Collectief
(pdf - 32kb)
(opent in nieuw tabblad)Reimbursements overview for CZ Top Collectief(pdf - 32kb)
(opent in nieuw tabblad)Reimbursements overview for CZ Jongeren
(pdf - 27kb)
(opent in nieuw tabblad)Reimbursements overview for 50+(pdf - 28kb)
(opent in nieuw tabblad)Reimbursements overview for CZ Compact Tandarts Collectief
(pdf - 20kb)
(opent in nieuw tabblad)Reimbursements overview for CZ Tandarts Collectief(pdf - 20kb)
(opent in nieuw tabblad)Reimbursements overview for CZ Uitgebreide Tandarts Collectief
(pdf - 21kb)
(opent in nieuw tabblad)Reimbursements overview for CZ Gezinnen(pdf - 32kb)
(opent in nieuw tabblad)Reimbursements overview for CZ Comfort Pakket
(pdf - 31kb)
(opent in nieuw tabblad)Reimbursements overview for CZ Leden

 

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