Package overview
The package overview shows which general and additional insurances CZ offers and what they cover. This makes it easy to compare which package best suits your situation.
Terms and conditions and reimbursements for individuals
On this page, you’ll find all the general documents related to our health insurance policies. From terms and conditions to important overviews. Everything clearly bundled together.
Individual 2026
Documents, overviews and terms for the 2026 insurance year
Terms and conditions
Below you’ll find all the policy terms of your health insurance. You can read exactly what is and isn’t covered, and which rules apply to your insurance.
General insurances
- Terms and conditions for CZ Zorg-op-maatpolis(pdf - 498kb)
- Terms and conditions for CZ Zorgbewustpolis (pdf - 499kb)
- Terms and conditions for CZ Zorgvariatiepolis(pdf - 473kb)
Additional insurances
- Terms and conditions for CZ Start(pdf - 113kb)
- Terms and conditions for CZ Basis(pdf - 166kb)
- Terms and conditions for CZ Plus(pdf - 193kb)
- Terms and conditions for CZ Top(pdf - 193kb)
- Terms and conditions for CZ Jongeren(pdf - 170kb)
- Terms and conditions for CZ Gezinnen(pdf - 205kb)
- Terms and conditions for CZ 50+(pdf - 170kb)
- Terms and conditions for CZ Tandarts(pdf - 111kb)
- Terms and conditions for CZ Uitgebreide Tandarts(pdf - 114kb)
Order the Terms and Reimbursements Booklet?
Do you find it easier to have the terms and reimbursements on paper? You can request a copy by calling CZ Customer service on +31 88 555 77 77.
Reimbursement overviews
The reimbursement overviews show which healthcare costs are covered under your general or additional insurance. You’ll also see how much is reimbursed and whether the deductible applies.
General insurances
- Reimbursements overview CZ Zorg-op-maatpolis(pdf - 44kb)
- Reimbursements overview CZ Zorgbewustpolis(pdf - 44kb)
- Reimbursements overview CZ Zorgvariatiepolis(pdf - 45kb)
Additional insurances
- Reimbursements overview CZ Start(pdf - 18kb)
- Reimbursements overview CZ Basis(pdf - 27kb)
- Reimbursements overview CZ Plus(pdf - 30kb)
- Reimbursements overview CZ Top(pdf - 31kb)
- Reimbursements overview CZ Jongeren(pdf - 28kb)
- Reimbursements overview CZ Gezinnen(pdf - 32kb)
- Reimbursements overview CZ 50+(pdf - 28kb)
- Reimbursements overview CZ Tandarts(pdf - 20kb)
- Reimbursements overview CZ Uitgebreide Tandarts(pdf - 21kb)
Premium overviews
The premium overview shows what you pay for your health insurance, per month and per year. This way, you’ll know exactly what the premium is for your policy.
- Premiums Zorgbewustpolis (pdf - 190kb)
- Premiums Zorg-op-maatpolis (pdf - 191kb)
- Premiums Zorgvariatiepolis(pdf - 205kb)
Find out more about your health insurance premium and view the full overview
Attachments for health insurance
Individual 2025
Documents, overviews and terms for the 2025 insurance year
Package overview
The package overview shows which general and additional insurances CZ offers and what they cover. This makes it easy to compare which package best suits your situation
Terms and conditions
Below you’ll find all the policy terms of your health insurance. You can read exactly what is and isn’t covered, and which rules apply to your insurance.
General insurances
- Terms and conditions for CZ Zorg-op-maatpolis (pdf - 518kb)
- Terms and conditions for CZ Zorgbewustpolis (pdf - 519kb)
- Terms and conditions for CZ Zorgvariatiepolis (pdf - 494kb)
Additional insurances
- Terms and conditions for CZ Start(pdf - 112kb)
- Terms and conditions for CZ Basis(pdf - 169kb)
- Terms and conditions for CZ Plus(pdf - 197kb)
- Terms and conditions for CZ Top(pdf - 197kb)
- Terms and conditions for CZ Jongeren(pdf - 172kb)
- Terms and conditions for CZ Gezinnen(pdf - 211kb)
- Terms and conditions for CZ 50+(pdf - 173kb)
- Terms and conditions for CZ Tandarts(pdf - 112kb)
- Terms and conditions for CZ Uitgebreide Tandarts(pdf - 114kb)
Order the Terms and Reimbursements Booklet?
Do you find it easier to have the terms and reimbursements on paper? You can request a copy by calling CZ Customer Service on +31 88 555 77 77.
Reimbursements overviews
The reimbursement overviews show which healthcare costs are covered under your general or additional insurance. You’ll also see how much is reimbursed and whether the deductible applies.
General insurances
- Reimbursements overview CZ Zorg-op-maatpolis (pdf - 44kb)
- Reimbursements overview CZ Zorgbewustpolis (pdf - 44kb)
- Reimbursements overview CZ Zorgvariatiepolis (pdf - 45kb)
Additional insurances
- Reimbursements overview CZ Start(pdf - 18kb)
- Reimbursements overview CZ Basis(pdf - 27kb)
- Reimbursements overview CZ Plus(pdf - 30kb)
- Reimbursements overview CZ Top(pdf - 31kb)
- Reimbursements overview CZ Jongeren(pdf - 27kb)
- Reimbursements overview CZ Gezinnen(pdf - 32kb)
- Reimbursements overview CZ 50+(pdf - 28kb)
- Reimbursements overview CZ Tandarts(pdf - 20kb)
- Reimbursements overview CZ Uitgebreide Tandarts(pdf - 20kb)
Premium overviews
The premium overview shows what you pay for your health insurance, per month and per year. This way, you’ll know exactly what the premium is for your policy.
- Premiums Zorgbewustpolis(pdf - 91kb)
- Premiums Zorg-op-maatpolis(pdf - 93kb)
- Premiums Zorgvariatiepolis(pdf - 105kb)
Find out more about your health insurance premium and view the full overview
Attachments for health insurance
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