Personal contributions and maximum reimbursements

Each year, the government sets a statutory personal contribution or maximum reimbursement for some care and medical aids covered by the general health insurance.

Statutory personal contribution applies

You are required to pay this contribution for the following care and medical aids:

2026

Childbirth

  • the personal contribution for childbirth may differ per hospital
  • €605.64 for outpatient childbirth without medical grounds

Hearing aids

Your personal contribution voor hearing aids is 25% from the age of 18.

Lenses for glasses (for insured persons up to the age of 18) and contact lenses on medical grounds

  • €132 for contact lenses/lenses (for glasses to be used for less than one calendar year, per calendar year)
  • €66 for a new lens on one side (1 contact lens or 1 lens for glasses) to be used for less than one calendar year, per calendar year
  • €66 per contact lens/lens for glasses to be used longer than one calendar year

Maternity care

  • €5.70 per hour for obstetric care, at home or at a birth clinic
  • €45 per day (for mother and child together) for care at a maternity centre or hospital without medical necessity

Dental care

  • 8% of the costs for upper dentures on implants
  • 10% of the costs for lower dentures on implants
  • 10% of the costs for repairs and rebasing full dentures (upper and/or lower dentures)
  • 17% of the costs for removable dentures in combination with dentures on implants

Orthopaedic shoes/hypoallergenic footwear

  • €67.50 per pair for insured persons under the age of 16
  • €135 per pair for insured persons from the age of 16

Other medical transportation

For medical transportation you wil pay a personal contribution of €134 per year.

2025

Childbirth

  • the personal contribution for childbirth may differ per hospital
  • €580.51 for outpatient childbirth without medical grounds

Lenses for glasses (for insured persons up to the age of 18) and contact lenses on medical grounds

  • €128 for contact lenses/lenses (for glasses to be used for less than one calendar year, per calendar year)
  • €64 for a new lens on one side (1 contact lens or 1 lens for glasses) to be used for less than one calendar year, per calendar year
  • €64 per contact lens/lens for glasses to be used longer than one calendar year

Hearing aids

Your personal contribution voor hearing aids is 25% from the age of 18.

Maternity care

  • €5.40 per hour for obstetric care, at home or at a birth clinic
  • €43 per day (for mother and child together) for care at a maternity centre or hospital without medical necessity

Dental care

  • 8% of the costs for upper dentures on implants
  • 10% of the costs for lower dentures on implants
  • 10% of the costs for repairs and rebasing full dentures (upper and/or lower dentures)
  • 17% of the costs for removable dentures in combination with dentures on implants

Orthopaedic shoes/hypoallergenic footwear

  • €67 per pair for insured persons under the age of 16
  • €134 per pair for insured persons from the age of 16

Other medical transportation

For medical transportation you wil pay a personal contribution of €126 per year.

A maximum reimbursement applies to this care and these medical aids

Some care and medical aids are subject to a maximum reimbursement. If the cost exceeds this amount, you will need to cover the difference yourself.

2026

  • Obstetric care in a facility without medical necessity: €278 per birth (for mother and child together)

  • Transport: €0.40 per km

  • Accommodation costs instead of transport: €94.50 per night

  • A Wig (CZ consent required): €497.50

2025

  • Obstetric care in a facility without medical necessity: €261 per birth (for mother and child together)

  • Transport: €0.40 per km

  • Accommodation costs instead of transport: €91 per night

  • A Wig (CZ consent required): €482.50

Indexed rates from previous years?

You can see the rates from past years in 'Mijn CZ' (in Dutch).

CZ Customer Services