Aanvullende verzekering Gezinnen

From obstetric care and physiotherapy to orthodontic care for children, this additional insurance package covers just about all healthcare.

Main reimbursements

  • 12x Physiotherapy (roll over max 5 unused sessions to the next year)

  • Dental care up to € 250

  • Orthodontics up to 18 years: 100% up to € 2,045

This is what’s included in the ‘Gezinnen’ package

Whether you are currently pregnant or your kids are already in their teens, the ‘Gezinnen’ additional insurance package will have you covered. This package includes physiotherapy and dental insurance. And it’s nice to know that the premium of €59 per month applies per adult. Children up to the age of 18 are co-insured free of charge. Here are some of the reimbursements we offer:


  • Physiotherapy: 12 sessions per person per year (rollover up to 5 unused sessions to the next year)
  • Contraceptives from the age of 21: 100%
  • Dentist and dental hygienist: €250 per person per year
  • Orthodontic care for children under the age of 18: max. €2,045 per person (once only and with a waiting period of 1 year
  • Obstetric care: reimbursement of personal contribution
  • Acne treatment: €230 per person per year
  • Alternative healthcare: €350 per person per year
  • Glasses and contact lenses: €150 per person per 2 years
  • Sterilisation: €400 (male) or €1,250 (female)
  • Orthotic insoles: €60 per person per year
  • Online health programmes: €60 per person per year
  • Carer services

Not reimbursed

  • Contribution for a hearing aid
  • Condoms
  • Flu jab

The following is covered under every additional insurance package

  • Urgent medical care worldwide: 100%
  • Urgent dental care abroad: €275 per year
  • Oral care in the event of accidents: €10,000 per accident
  • Exercise programme: €350 per 3 years
  • Accommodation costs: €500 per year
  • Drop-in centres for cancer patients/survivors: €150 per year
Dad hugging his daughter

4 reasons to choose CZ’s ‘Gezinnen’ additional insurance package


No deductible

There’s no deductible for healthcare provided under the additional insurance package


Personal contact

Personal contact is still an option with us. You can visit a mobile branch or one of the 18 service centres


We are the trusted experts

We have over 90 years’ experience in insuring healthcare and providing customised healthcare advice


The most peace of mind

With cover for 12 sessions of physiotherapy, obstetric care, the orthodontist and more, this package offers the most peace of mind for families

Frequently asked questions about this insurance

You can take out an additional health insurance in order to prevent high healthcare costs. Do you suffer from cavities in your teeth, are you getting braces or do you want to be well insured in case you need healthcare abroad? In these cases you can take out an additional insurance package.

No, this is not possible. However, if you already have the general insurance policy and an additional insurance package with us, you can cancel the general insurance policy separately and continue the additional insurance package. Note that you will have to pay a surcharge of 25% on the premium for the additional insurance package.

No, this is not possible. The ‘Gezinnen’ additional insurance package already includes cover (in part) for dental care and orthodontic care.

If you would like to see the details of everything that’s covered, you can read about all the reimbursements. Or you can take a look at the package overview to see at a glance what’s covered under the general insurance and each of the packages.

To see the fine print on our rules, regulations and agreements, read our terms and conditions.

Take out the ‘Gezinnen’ additional insurance package now

Choose the ‘Gezinnen’ additional insurance package. This package also includes physiotherapy, dental care and orthodontic care.

Calculate your premium in just two minutes
  • Best claims app
  • Top service
  • Go to any hospital
  • Deductible payment in instalments
  • Physio rollover
  • Best claims app
  • Innovatie op 1
  • Help with your healthcare
  • Insight into your healthcare costs
  • 14-day cooling-off period
  • Go to any hospital
  • Over 20 benefits
  • Discover CZ Extra
  • Switch service
  • Switching service
  • Most generous reimbursements
  • Generous reimbursements
  • Switch service
  • Always well insured
  • More peace of mind
  • More peace of mind
  • No deductible
  • The most peace of mind
  • The most peace of mind
  • Personal contact
  • We are the trusted experts
  • Great online service
  • Additional peace of mind
  • No deductible
  • Reimbursements that are right for you
  • Extra group benefits
  • Trusted service
  • We will cancel your current insurance policy for you.
  • We will cancel your current insurance policy for you.
  • You have a 14-day cooling-off period.

Extra benefits with your insurance

When you take out insurance with CZ, you get a lot of extra benefits free of charge, including CZ’s 24/7 helpline for advice in case of health problems when you’re travelling abroad. You also get a discount on over 200 products ranging from glasses to sportswear.

See all benefits