Health insurance for 2019

Select your health insurance in three simple steps

1. General insurance

The first thing to do when putting together your health insurance package is select your general insurance. This lets you visit your general practitioner, pharmacy or the hospital without any worries. Virtually all healthcare providers have a contract with us.

2. Additional insurance packages

Alongside your general insurance, you can select an additional insurance package to get more extensive reimbursements for things like physiotherapy, glasses, or urgent medical care when travelling abroad.

3. Dental insurance

To keep your teeth clean and healthy, you can take out one of our dental insurance packages alongside your general insurance. These packages provide cover for check-ups, cleaning, crowns and braces, for example.

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Help with your healthcare If you or a member of your family need healthcare, our healthcare advisers are here for you.
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Group insurance discount

Group health insurance gives you a discount on your premiums and more. It can be arranged through your employer or your member organisation, and there is group health insurance specially for self-employed people too.

Read more about group health insurance

Health insurance in 2019: what is changing?

We will be announcing our new premiums for our health insurance policies for 2019 in mid-November. The Dutch government announces its annual budget around the third Tuesday in September. At that time, changes to the general insurance are also announced.

Changes to your health insurance for 2019

Register and switch

Switching to CZ could not be easier. Simply calculate your premium and take out the health insurance online right away.

Calculate your premium in just two minutes
  • We will cancel your current insurance policy for you.
  • You have a 14-day cooling-off period.
  • CZ accepts everyone. We’d be happy to welcome you too.
  • Children under 18 are automatically co-insured free of charge.

Frequently asked questions