Top service: submit claims fast in the app and always get personal service
Most generous reimbursements: for exactly the healthcare you need
Over 20 benefits: from a discount on gym membership to a free skin check
CZ health insurance
Our general insurance policies
Would you rather have the freedom of choosing your own healthcare providers or do you always visit a contracted one? And would you like to choose a voluntary deductible? Your wishes determine which general insurance best fits you. Whichever one you may choose: You will always be well-insured for the most important healthcare from your general practitioner, pharmacy or the hospital.
natura select Basisverzekering
Zorgbewustpolis
€ 131,90per month with a deductible of €385
100% reimbursement when using healthcare providers who have a contract with us for your healthcare
70% of your bill reimbursed with non-contracted care providers. The reimbursement is a maximum of 70% of the contracted rates.
Option of increasing the deductible by €500
natura Basisverzekering
Zorg-op-maatpolis
Most popular
€ 138,25per month with a deductible of €385
100% reimbursement when using healthcare providers who have a contract with us for your healthcare
75% of your bill reimbursed with non-contracted care providers. The reimbursement is a maximum of 75% of the contracted rates.
Choice of 5 voluntary deductibles
restitutie Basisverzekering
Zorgkeuzepolis
€ 149,00per month with a deductible of €385
100% reimbursement when using healthcare providers who have a contract with us for your healthcare
We will reimburse 100% of the bill up to the reasonable market rate in the Netherlands.
Choice of 5 voluntary deductibles
Extra benefits with group health insurance
You pay less if you take out group health insurance through your employer, member organisation or as a self-employed contractor.
Premium discount for the entire family
More extensive reimbursements
Many additional benefits to help you stay fit and healthy
For extra assurance you can opt for an additional insurance. You can choose between several additional insurances with increasing reimbursements, and even specific packages for the younger people, families or the over 50s.
Compare our additional insurances
Reimbursements
AanvullendStart
€ 1,95/month
AanvullendBasis
€ 8,10/month
AanvullendPlus
€ 22,75/month
AanvullendTop
€ 43,25/month
AanvullendJongeren
€ 20,15/month
AanvullendGezinnen
€ 59,00/month
Aanvullend50+
€ 16,95/month
Emergency assistance abroad
100%
100% of the claimed rate outside the Netherlands/your country of residence.
100%
100% of the claimed rate outside the Netherlands/your country of residence.
100%
100% of the claimed rate outside the Netherlands/your country of residence.
100%
100% of the claimed rate outside the Netherlands/your country of residence.
100%
100% of the claimed rate outside the Netherlands/your country of residence.
100%
100% of the claimed rate outside the Netherlands/your country of residence.
100%
100% of the claimed rate outside the Netherlands/your country of residence.
Alternative treatments methods
–
Not reimbursed
–
Not reimbursed
€350 per year
€350 per year for alternative and/or psychosocial treatments (€40 per day) and medicines (100%) combined
€550 per year
€550 per year for alternative and/or psychosocial treatments (€40 per day) and medicines (100%) combined
€200 per year
€200 per year for alternative and/or psychosocial treatments (€30 per day) and medicines (100%) combined
€350 per year
€350 per year for alternative and/or psychosocial treatments (€40 per day) and medicines (100%) combined
€350 per year
€350 per year for alternative and/or psychosocial treatments (€40 per day) and medicines (100%) combined
Glasses and lenses
–
–
€100 per 2 years
€125 per 2 years
€100 per 2 years
€150 per 2 years
€100 per 2 years
Physiotherapy from the age of 18
–
Not reimbursed
9 sessions per year
9 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
20 sessions per year
20 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
9 sessions per year
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
13 sessions per year
13 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Dental care from the age of 18
–
Not reimbursed
–
Not reimbursed
–
Not reimbursed
–
Not reimbursed
€450 per year 100% for check-ups (C002); 75% for other oral care
€450 per year for all oral care combined. We will reimburse 100% for check-ups (C002); 75% for other oral care
€250 per year
€250 per year
–
Not reimbursed
Orthodontic care
–
Not reimbursed
–
Not reimbursed
–
Not reimbursed
–
Not reimbursed
€350
€350 for as long as you have this additional insurance package with us
€2045 up to the age of 18; 1-year waiting period €345 from the age of 18; 1-year waiting period
€2045 up to the age of 18 for as long as you have this additional insurance package with us; a 1-year waiting period applies €345 from the age of 18 (80% per treatment) for as long as you have this additional insurance package with us; a 1-year waiting period applies
–
Not reimbursed
Childbirth
–
Not reimbursed
100%
100% of the statutory personal contribution for a hospital birth that is not medically necessary
100%
100% of the statutory personal contribution for a hospital birth that is not medically necessary
100%
100% of the statutory personal contribution for a hospital birth that is not medically necessary
–
Not reimbursed
100%
100% of the statutory personal contribution for a hospital birth that is not medically necessary
–
Not reimbursed
Hearing aids
–
Not reimbursed
–
Not reimbursed
€100
€100 of the statutory personal contribution per hearing aid
€200
€200 of the statutory personal contribution per hearing aid
–
Not reimbursed
–
Not reimbursed
€300
€300 of the statutory personal contribution per hearing aid
Treatment of facial acne
–
–
€230 per year
€230 per year
€230 per year
€230 per year
€230 per year
Accommodation costs
€500 per year
€500 per year
€500 per year
€500 per year
€500 per year
€500 per year
€500 per year
Aftercare following care in an incubator
–
12 hours
12 hours
12 hours
–
12 hours
–
Arch supports
–
–
€75 per year
€75 per year
€60 per year
€60 per year
€60 per year
Bedwetting alarm
–
Not reimbursed
100% when purchased or 4 months when hired
100% when purchased or 4 months when hired; once per insured person
100% when purchased or 4 months when hired
100% when purchased or 4 months when hired; once per insured person
100% when purchased or 4 months when hired
100% when purchased or 4 months when hired; once per insured person
–
Not reimbursed
100% when purchased or 4 months when hired
100% when purchased or 4 months when hired; once per insured person
–
Not reimbursed
Camouflage therapy
–
Not reimbursed
–
Not reimbursed
€200
€200 once per insured person
€200
€200 once per insured person
€200
€200 once per insured person
€200
€200 once per insured person
€200
€200 once per insured person
Carer relief
–
Not reimbursed
14 days per year
14 days per year for the carer
14 days per year
14 days per year for the carer
14 days per year
14 days per year for the carer
14 days per year
14 days per year for the carer
14 days per year
14 days per year for the carer
14 days per year
14 days per year for the carer
Childbirth courses
–
€100 per year
€100 per year
€200 per year
–
€200 per year
–
Consultation on menopause pregnancy or cancer
–
€200 per year
€200 per year
€200 per year
–
€200 per year
€200 per year
Contraceptives from the age of 18
–
100% from the age of 21
100% from the age of 21
100% from the age of 21
100% from the age of 21
100% from the age of 21
–
Dentures
–
Not reimbursed
–
Not reimbursed
–
Not reimbursed
–
Not reimbursed
€450 per year 100% for check-ups (C002); 75% for other oral care
€450 per year for all oral care combined. We will reimburse 100% for check-ups (C002); 75% for other oral care
€250 per year
€250 per year
–
Not reimbursed
Diabetes testing supplies
–
Not reimbursed
€40 per year
€40 per year for diabetes patients
€40 per year
€40 per year for diabetes patients
€40 per year
€40 per year for diabetes patients
–
Not reimbursed
€40 per year
€40 per year for diabetes patients
€40 per year
€40 per year for diabetes patients
Dietary advice
–
€50 per year
€75 per year
€100 per year
€50 per year
€100 per year
€75 per year
Dietetics
–
€120 per year
€120 per year
€120 per year
€120 per year
€120 per year
€120 per year
Drop-in centre for cancer patients/survivors
€150 per year
€150 per year for cancer patients/survivors
€150 per year
€150 per year for cancer patients/survivors
€150 per year
€150 per year for cancer patients/survivors
€150 per year
€150 per year for cancer patients/survivors
€150 per year
€150 per year for cancer patients/survivors
€150 per year
€150 per year for cancer patients/survivors
€150 per year
€150 per year for cancer patients/survivors
Ear position correction
–
Not reimbursed
–
Not reimbursed
100% until the age of 18
100% up to the age of 18, once per insured person
100% until the age of 18
100% up to the age of 18, once per insured person
–
Not reimbursed
100% until the age of 18
100% up to the age of 18, once per insured person
–
Not reimbursed
Emergency dental care abroad
€275 per year
€275 per year
€275 per year
€275 per year
€275 per year
€275 per year
€275 per year
Epileptic seizure alarm
–
100%
100%
100%
–
100%
100%
Exercise programme
€350 per 3 years
€350 per 3 years for certain conditions
€350 per 3 years
€350 per 3 years for certain conditions
€350 per 3 years
€350 per 3 years for certain conditions
€350 per 3 years
€350 per 3 years for certain conditions
€350 per 3 years
€350 per 3 years for certain conditions
€350 per 3 years
€350 per 3 years for certain conditions
€350 per 3 years
€350 per 3 years for certain conditions
Exercise therapy for COPD
–
Not reimbursed
9 sessions per year
9 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
20 sessions per year
20 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
9 sessions per year
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
13 sessions per year
13 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Fall prevention
–
Not reimbursed
€50
€50 once per insured person
€50
€50 once per insured person
€50
€50 once per insured person
–
Not reimbursed
€50
€50 once per insured person
€100
€100 once per insured person
Flu jab (preventive vaccinations)
–
–
–
–
–
–
once a year
Foot care
–
Not reimbursed
–
Not reimbursed
€115 per year (look at details) €230 per year (look at details)
€115 per year for general foot care; €230 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
€115 per year (look at details) €230 per year (look at details)
€115 per year for general foot care; €230 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
€70 per year (look at details) €70 per year (look at details)
€70 per year for general foot care; €70 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
€115 per year (look at details) €115 per year (look at details)
€115 per year for general foot care; €115 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
€115 per year (look at details) €230 per year (look at details)
€115 per year for general foot care; €230 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
Hair removal (on the face and/or neck)
–
Not reimbursed
–
Not reimbursed
€570
€570 once per insured person
€570
€570 once per insured person
€570
€570 once per insured person
€570
€570 once per insured person
€570
€570 once per insured person
Hairpieces (wigs)
–
€75 per year
€75 per year
€75 per year
–
–
€75 per year
Health courses
–
€50 per year
€100 per year
€200 per year
€50 per year
€100 per year
€100 per year
Home care products
–
50%
50%
100%
–
50%
75%
Home monitor
–
Not reimbursed
a maximum of 24 months
12 months (with possible extension of a further 12 months) once per insured person
a maximum of 24 months
12 months (with possible extension of a further 12 months) once per insured person
a maximum of 24 months
12 months (with possible extension of a further 12 months) once per insured person
–
Not reimbursed
a maximum of 24 months
12 months (with possible extension of a further 12 months) once per insured person
–
Not reimbursed
Hospice
–
–
€30 per day for the personal contribution
€30 per day for the personal contribution
–
–
€30 per day for the personal contribution
Lactation consultant
–
€200 per year
€200 per year
€200 per year
–
€200 per year
–
Laser eye treatment
–
–
€100 per 2 years
€125 per 2 years
€100 per 2 years
€150 per 2 years
€100 per 2 years
Medical aids for ADLs
–
€70 per year
€70 per year
€70 per year
–
–
€100 per year
Obstetric care after hospitalisation
–
6 hours
6 hours
6 hours
–
6 hours
–
Obstetric care, additional
–
4 days where medically necessary
4 days where medically necessary
4 days where medically necessary
–
4 days where medically necessary
–
Obstetric care, statutory personal contribution
–
–
–
–
–
100%
–
Occupational therapy
–
2 hours per year up to the age of 18
2 hours per year up to the age of 18
2 hours per year up to the age of 18
–
2 hours per year up to the age of 18
–
Occupational therapy, supervision
–
2 hours per year
2 hours per year
2 hours per year
–
2 hours per year
2 hours per year
Oral care in the event of accidents
€10,000 per accident
€10,000 per accident
€10,000 per accident
€10,000 per accident
€10,000 per accident
€10,000 per accident
€10,000 per accident
Physiotherapy and exercise therapy
–
Not reimbursed
9 sessions per year
9 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
20 sessions per year
20 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
9 sessions per year
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
13 sessions per year
13 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Podiatry for severe blood vessel problems in the legs
–
Not reimbursed
–
Not reimbursed
€115 per year (look at details) €230 per year (look at details)
€115 per year for general foot care; €230 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
€115 per year (look at details) €230 per year (look at details)
€115 per year for general foot care; €230 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
€70 per year (look at details) €70 per year (look at details)
€70 per year for general foot care; €70 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
€115 per year (look at details) €115 per year (look at details)
€115 per year for general foot care; €115 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
€115 per year (look at details) €230 per year (look at details)
€115 per year for general foot care; €230 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
Post-mastectomy lingerie
–
Not reimbursed
€90
€90 (following a mastectomy) once per insured person
€90
€90 (following a mastectomy) once per insured person
€90
€90 (following a mastectomy) once per insured person
€90
€90 (following a mastectomy) once per insured person
€90
€90 (following a mastectomy) once per insured person
€90
€90 (following a mastectomy) once per insured person
Post-mastectomy lingerie
–
Not reimbursed
€90
€90 (following a mastectomy) once per insured person
€90
€90 (following a mastectomy) once per insured person
€90
€90 (following a mastectomy) once per insured person
€90
€90 (following a mastectomy) once per insured person
€90
€90 (following a mastectomy) once per insured person
€90
€90 (following a mastectomy) once per insured person
Preventive examination to identify cardiovascular disease
–
Not reimbursed
€50 per year related to cardiovascular disease
€50 per year for examinations to identify risk factors related to cardiovascular disease
€100 per year related to cardiovascular disease
€100 per year for examinations to identify risk factors related to cardiovascular disease
€150 per year related to cardiovascular disease
€150 per year for examinations to identify risk factors related to cardiovascular disease
–
Not reimbursed
€50 per year related to cardiovascular disease
€50 per year for examinations to identify risk factors related to cardiovascular disease
€50 per year related to cardiovascular disease
€50 per year for examinations to identify risk factors related to cardiovascular disease
Redression helmet
–
100%
100%
100%
–
100%
–
Repatriation
100% (in the event of illness)
100% (in the event of illness)
100% (in the event of illness)
100% (in the event of illness)
100% (in the event of illness)
100% (in the event of illness)
100% (in the event of illness)
Self-management course
–
Not reimbursed
€100
€100 once per insured person
€100
€100 once per insured person
€100
€100 once per insured person
–
Not reimbursed
€100
€100 once per insured person
€100
€100 once per insured person
Sports medicine advice
–
€100 per year
€150 per year
€150 per year
€150 per year
€150 per year
€150 per year
Sterilisation
–
–
€400 (male) or €1,250 (female)
€400 (male) or €1,250 (female)
–
€400 (male) or €1,250 (female)
–
Support pessary
–
100%
100%
100%
–
100%
100%
Tablets against exotic diseases
–
–
50%
75%
100%
100%
100%
Temporary carer relief
–
Not reimbursed
€150
€150 once per insured person
€150
€150 once per insured person
€150
€150 once per insured person
€150
€150 once per insured person
€150
€150 once per insured person
€150
€150 once per insured person
Therapy camp
–
€200 per year up to the age of 18
€200 per year up to the age of 18
€200 per year up to the age of 18
–
€200 per year up to the age of 18
–
Travel expenses for visiting a sick person
–
Not reimbursed
–
Not reimbursed
–
Not reimbursed
–
Not reimbursed
–
Not reimbursed
€200 per year (look at details)
€200 per year (car: €0.19 per km; 100% for public transport (2nd class)) for the parents if your child has been admitted
–
Not reimbursed
Vaccinations
–
Not reimbursed
–
Not reimbursed
50% (look at details)
50% for vaccinations for DTP, MMR, hepatitis A, B, A/B, yellow fever, typhoid and blood tests for hepatitis B
75% (look at details)
75% for vaccinations for DTP, MMR, hepatitis A, B, A/B, yellow fever, typhoid and blood tests for hepatitis B
100% (look at details)
100% for vaccinations for DTP, MMR, hepatitis A, B, A/B, yellow fever, typhoid and blood tests for hepatitis B
100% (look at details)
100% for vaccinations for DTP, MMR, hepatitis A, B, A/B, yellow fever, typhoid and blood tests for hepatitis B
100% (look at details)
100% for vaccinations for DTP, MMR, hepatitis A, B, A/B, yellow fever, typhoid and blood tests for hepatitis B
Walking therapy for intermittent claudication
–
Not reimbursed
9 sessions per year
9 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
20 sessions per year
20 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
9 sessions per year
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
13 sessions per year
13 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Compare our additional insurances
Show details
Reimbursement Emergency assistance abroad
Additional insurance
Reimbursement
Start
100%
100% of the claimed rate outside the Netherlands/your country of residence.
Basis
100%
100% of the claimed rate outside the Netherlands/your country of residence.
Plus
100%
100% of the claimed rate outside the Netherlands/your country of residence.
Top
100%
100% of the claimed rate outside the Netherlands/your country of residence.
Jongeren
100%
100% of the claimed rate outside the Netherlands/your country of residence.
Gezinnen
100%
100% of the claimed rate outside the Netherlands/your country of residence.
50+
100%
100% of the claimed rate outside the Netherlands/your country of residence.
Show details
Reimbursement Alternative treatments methods
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
–
Not reimbursed
Plus
€350 per year
€350 per year for alternative and/or psychosocial treatments (€40 per day) and medicines (100%) combined
Top
€550 per year
€550 per year for alternative and/or psychosocial treatments (€40 per day) and medicines (100%) combined
Jongeren
€200 per year
€200 per year for alternative and/or psychosocial treatments (€30 per day) and medicines (100%) combined
Gezinnen
€350 per year
€350 per year for alternative and/or psychosocial treatments (€40 per day) and medicines (100%) combined
50+
€350 per year
€350 per year for alternative and/or psychosocial treatments (€40 per day) and medicines (100%) combined
Reimbursement Glasses and lenses
Additional insurance
Reimbursement
Start
–
Basis
–
Plus
€100 per 2 years
Top
€125 per 2 years
Jongeren
€100 per 2 years
Gezinnen
€150 per 2 years
50+
€100 per 2 years
Show details
Reimbursement Physiotherapy from the age of 18
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
9 sessions per year
9 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Plus
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Top
20 sessions per year
20 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Jongeren
9 sessions per year
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Gezinnen
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
50+
13 sessions per year
13 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Show details
Reimbursement Dental care from the age of 18
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
–
Not reimbursed
Plus
–
Not reimbursed
Top
–
Not reimbursed
Jongeren
€450 per year 100% for check-ups (C002); 75% for other oral care
€450 per year for all oral care combined. We will reimburse 100% for check-ups (C002); 75% for other oral care
Gezinnen
€250 per year
€250 per year
50+
–
Not reimbursed
Show details
Reimbursement Orthodontic care
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
–
Not reimbursed
Plus
–
Not reimbursed
Top
–
Not reimbursed
Jongeren
€350
€350 for as long as you have this additional insurance package with us
Gezinnen
€2045 up to the age of 18; 1-year waiting period €345 from the age of 18; 1-year waiting period
€2045 up to the age of 18 for as long as you have this additional insurance package with us; a 1-year waiting period applies €345 from the age of 18 (80% per treatment) for as long as you have this additional insurance package with us; a 1-year waiting period applies
50+
–
Not reimbursed
Show details
Reimbursement Childbirth
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
100%
100% of the statutory personal contribution for a hospital birth that is not medically necessary
Plus
100%
100% of the statutory personal contribution for a hospital birth that is not medically necessary
Top
100%
100% of the statutory personal contribution for a hospital birth that is not medically necessary
Jongeren
–
Not reimbursed
Gezinnen
100%
100% of the statutory personal contribution for a hospital birth that is not medically necessary
50+
–
Not reimbursed
Show details
Reimbursement Hearing aids
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
–
Not reimbursed
Plus
€100
€100 of the statutory personal contribution per hearing aid
Top
€200
€200 of the statutory personal contribution per hearing aid
Jongeren
–
Not reimbursed
Gezinnen
–
Not reimbursed
50+
€300
€300 of the statutory personal contribution per hearing aid
Reimbursement Treatment of facial acne
Additional insurance
Reimbursement
Start
–
Basis
–
Plus
€230 per year
Top
€230 per year
Jongeren
€230 per year
Gezinnen
€230 per year
50+
€230 per year
Reimbursement Accommodation costs
Additional insurance
Reimbursement
Start
€500 per year
Basis
€500 per year
Plus
€500 per year
Top
€500 per year
Jongeren
€500 per year
Gezinnen
€500 per year
50+
€500 per year
Reimbursement Aftercare following care in an incubator
Additional insurance
Reimbursement
Start
–
Basis
12 hours
Plus
12 hours
Top
12 hours
Jongeren
–
Gezinnen
12 hours
50+
–
Reimbursement Arch supports
Additional insurance
Reimbursement
Start
–
Basis
–
Plus
€75 per year
Top
€75 per year
Jongeren
€60 per year
Gezinnen
€60 per year
50+
€60 per year
Show details
Reimbursement Bedwetting alarm
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
100% when purchased or 4 months when hired
100% when purchased or 4 months when hired; once per insured person
Plus
100% when purchased or 4 months when hired
100% when purchased or 4 months when hired; once per insured person
Top
100% when purchased or 4 months when hired
100% when purchased or 4 months when hired; once per insured person
Jongeren
–
Not reimbursed
Gezinnen
100% when purchased or 4 months when hired
100% when purchased or 4 months when hired; once per insured person
50+
–
Not reimbursed
Show details
Reimbursement Camouflage therapy
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
–
Not reimbursed
Plus
€200
€200 once per insured person
Top
€200
€200 once per insured person
Jongeren
€200
€200 once per insured person
Gezinnen
€200
€200 once per insured person
50+
€200
€200 once per insured person
Show details
Reimbursement Carer relief
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
14 days per year
14 days per year for the carer
Plus
14 days per year
14 days per year for the carer
Top
14 days per year
14 days per year for the carer
Jongeren
14 days per year
14 days per year for the carer
Gezinnen
14 days per year
14 days per year for the carer
50+
14 days per year
14 days per year for the carer
Reimbursement Childbirth courses
Additional insurance
Reimbursement
Start
–
Basis
€100 per year
Plus
€100 per year
Top
€200 per year
Jongeren
–
Gezinnen
€200 per year
50+
–
Reimbursement Consultation on menopause pregnancy or cancer
Additional insurance
Reimbursement
Start
–
Basis
€200 per year
Plus
€200 per year
Top
€200 per year
Jongeren
–
Gezinnen
€200 per year
50+
€200 per year
Reimbursement Contraceptives from the age of 18
Additional insurance
Reimbursement
Start
–
Basis
100% from the age of 21
Plus
100% from the age of 21
Top
100% from the age of 21
Jongeren
100% from the age of 21
Gezinnen
100% from the age of 21
50+
–
Show details
Reimbursement Dentures
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
–
Not reimbursed
Plus
–
Not reimbursed
Top
–
Not reimbursed
Jongeren
€450 per year 100% for check-ups (C002); 75% for other oral care
€450 per year for all oral care combined. We will reimburse 100% for check-ups (C002); 75% for other oral care
Gezinnen
€250 per year
€250 per year
50+
–
Not reimbursed
Show details
Reimbursement Diabetes testing supplies
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
€40 per year
€40 per year for diabetes patients
Plus
€40 per year
€40 per year for diabetes patients
Top
€40 per year
€40 per year for diabetes patients
Jongeren
–
Not reimbursed
Gezinnen
€40 per year
€40 per year for diabetes patients
50+
€40 per year
€40 per year for diabetes patients
Reimbursement Dietary advice
Additional insurance
Reimbursement
Start
–
Basis
€50 per year
Plus
€75 per year
Top
€100 per year
Jongeren
€50 per year
Gezinnen
€100 per year
50+
€75 per year
Reimbursement Dietetics
Additional insurance
Reimbursement
Start
–
Basis
€120 per year
Plus
€120 per year
Top
€120 per year
Jongeren
€120 per year
Gezinnen
€120 per year
50+
€120 per year
Show details
Reimbursement Drop-in centre for cancer patients/survivors
Additional insurance
Reimbursement
Start
€150 per year
€150 per year for cancer patients/survivors
Basis
€150 per year
€150 per year for cancer patients/survivors
Plus
€150 per year
€150 per year for cancer patients/survivors
Top
€150 per year
€150 per year for cancer patients/survivors
Jongeren
€150 per year
€150 per year for cancer patients/survivors
Gezinnen
€150 per year
€150 per year for cancer patients/survivors
50+
€150 per year
€150 per year for cancer patients/survivors
Show details
Reimbursement Ear position correction
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
–
Not reimbursed
Plus
100% until the age of 18
100% up to the age of 18, once per insured person
Top
100% until the age of 18
100% up to the age of 18, once per insured person
Jongeren
–
Not reimbursed
Gezinnen
100% until the age of 18
100% up to the age of 18, once per insured person
50+
–
Not reimbursed
Reimbursement Emergency dental care abroad
Additional insurance
Reimbursement
Start
€275 per year
Basis
€275 per year
Plus
€275 per year
Top
€275 per year
Jongeren
€275 per year
Gezinnen
€275 per year
50+
€275 per year
Reimbursement Epileptic seizure alarm
Additional insurance
Reimbursement
Start
–
Basis
100%
Plus
100%
Top
100%
Jongeren
–
Gezinnen
100%
50+
100%
Show details
Reimbursement Exercise programme
Additional insurance
Reimbursement
Start
€350 per 3 years
€350 per 3 years for certain conditions
Basis
€350 per 3 years
€350 per 3 years for certain conditions
Plus
€350 per 3 years
€350 per 3 years for certain conditions
Top
€350 per 3 years
€350 per 3 years for certain conditions
Jongeren
€350 per 3 years
€350 per 3 years for certain conditions
Gezinnen
€350 per 3 years
€350 per 3 years for certain conditions
50+
€350 per 3 years
€350 per 3 years for certain conditions
Show details
Reimbursement Exercise therapy for COPD
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
9 sessions per year
9 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Plus
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Top
20 sessions per year
20 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Jongeren
9 sessions per year
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Gezinnen
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
50+
13 sessions per year
13 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Show details
Reimbursement Fall prevention
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
€50
€50 once per insured person
Plus
€50
€50 once per insured person
Top
€50
€50 once per insured person
Jongeren
–
Not reimbursed
Gezinnen
€50
€50 once per insured person
50+
€100
€100 once per insured person
Reimbursement Flu jab (preventive vaccinations)
Additional insurance
Reimbursement
Start
–
Basis
–
Plus
–
Top
–
Jongeren
–
Gezinnen
–
50+
once a year
Show details
Reimbursement Foot care
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
–
Not reimbursed
Plus
€115 per year (look at details) €230 per year (look at details)
€115 per year for general foot care; €230 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
Top
€115 per year (look at details) €230 per year (look at details)
€115 per year for general foot care; €230 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
Jongeren
€70 per year (look at details) €70 per year (look at details)
€70 per year for general foot care; €70 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
Gezinnen
€115 per year (look at details) €115 per year (look at details)
€115 per year for general foot care; €115 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
50+
€115 per year (look at details) €230 per year (look at details)
€115 per year for general foot care; €230 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
Show details
Reimbursement Hair removal (on the face and/or neck)
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
–
Not reimbursed
Plus
€570
€570 once per insured person
Top
€570
€570 once per insured person
Jongeren
€570
€570 once per insured person
Gezinnen
€570
€570 once per insured person
50+
€570
€570 once per insured person
Reimbursement Hairpieces (wigs)
Additional insurance
Reimbursement
Start
–
Basis
€75 per year
Plus
€75 per year
Top
€75 per year
Jongeren
–
Gezinnen
–
50+
€75 per year
Reimbursement Health courses
Additional insurance
Reimbursement
Start
–
Basis
€50 per year
Plus
€100 per year
Top
€200 per year
Jongeren
€50 per year
Gezinnen
€100 per year
50+
€100 per year
Reimbursement Home care products
Additional insurance
Reimbursement
Start
–
Basis
50%
Plus
50%
Top
100%
Jongeren
–
Gezinnen
50%
50+
75%
Show details
Reimbursement Home monitor
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
a maximum of 24 months
12 months (with possible extension of a further 12 months) once per insured person
Plus
a maximum of 24 months
12 months (with possible extension of a further 12 months) once per insured person
Top
a maximum of 24 months
12 months (with possible extension of a further 12 months) once per insured person
Jongeren
–
Not reimbursed
Gezinnen
a maximum of 24 months
12 months (with possible extension of a further 12 months) once per insured person
50+
–
Not reimbursed
Reimbursement Hospice
Additional insurance
Reimbursement
Start
–
Basis
–
Plus
€30 per day for the personal contribution
Top
€30 per day for the personal contribution
Jongeren
–
Gezinnen
–
50+
€30 per day for the personal contribution
Reimbursement Lactation consultant
Additional insurance
Reimbursement
Start
–
Basis
€200 per year
Plus
€200 per year
Top
€200 per year
Jongeren
–
Gezinnen
€200 per year
50+
–
Reimbursement Laser eye treatment
Additional insurance
Reimbursement
Start
–
Basis
–
Plus
€100 per 2 years
Top
€125 per 2 years
Jongeren
€100 per 2 years
Gezinnen
€150 per 2 years
50+
€100 per 2 years
Reimbursement Medical aids for ADLs
Additional insurance
Reimbursement
Start
–
Basis
€70 per year
Plus
€70 per year
Top
€70 per year
Jongeren
–
Gezinnen
–
50+
€100 per year
Reimbursement Obstetric care after hospitalisation
Additional insurance
Reimbursement
Start
–
Basis
6 hours
Plus
6 hours
Top
6 hours
Jongeren
–
Gezinnen
6 hours
50+
–
Reimbursement Obstetric care, additional
Additional insurance
Reimbursement
Start
–
Basis
4 days where medically necessary
Plus
4 days where medically necessary
Top
4 days where medically necessary
Jongeren
–
Gezinnen
4 days where medically necessary
50+
–
Reimbursement Obstetric care, statutory personal contribution
Additional insurance
Reimbursement
Start
–
Basis
–
Plus
–
Top
–
Jongeren
–
Gezinnen
100%
50+
–
Reimbursement Occupational therapy
Additional insurance
Reimbursement
Start
–
Basis
2 hours per year up to the age of 18
Plus
2 hours per year up to the age of 18
Top
2 hours per year up to the age of 18
Jongeren
–
Gezinnen
2 hours per year up to the age of 18
50+
–
Reimbursement Occupational therapy, supervision
Additional insurance
Reimbursement
Start
–
Basis
2 hours per year
Plus
2 hours per year
Top
2 hours per year
Jongeren
–
Gezinnen
2 hours per year
50+
2 hours per year
Reimbursement Oral care in the event of accidents
Additional insurance
Reimbursement
Start
€10,000 per accident
Basis
€10,000 per accident
Plus
€10,000 per accident
Top
€10,000 per accident
Jongeren
€10,000 per accident
Gezinnen
€10,000 per accident
50+
€10,000 per accident
Show details
Reimbursement Physiotherapy and exercise therapy
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
9 sessions per year
9 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Plus
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Top
20 sessions per year
20 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Jongeren
9 sessions per year
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Gezinnen
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
50+
13 sessions per year
13 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Show details
Reimbursement Podiatry for severe blood vessel problems in the legs
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
–
Not reimbursed
Plus
€115 per year (look at details) €230 per year (look at details)
€115 per year for general foot care; €230 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
Top
€115 per year (look at details) €230 per year (look at details)
€115 per year for general foot care; €230 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
Jongeren
€70 per year (look at details) €70 per year (look at details)
€70 per year for general foot care; €70 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
Gezinnen
€115 per year (look at details) €115 per year (look at details)
€115 per year for general foot care; €115 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
50+
€115 per year (look at details) €230 per year (look at details)
€115 per year for general foot care; €230 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
Show details
Reimbursement Post-mastectomy lingerie
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
€90
€90 (following a mastectomy) once per insured person
Plus
€90
€90 (following a mastectomy) once per insured person
Top
€90
€90 (following a mastectomy) once per insured person
Jongeren
€90
€90 (following a mastectomy) once per insured person
Gezinnen
€90
€90 (following a mastectomy) once per insured person
50+
€90
€90 (following a mastectomy) once per insured person
Show details
Reimbursement Post-mastectomy lingerie
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
€90
€90 (following a mastectomy) once per insured person
Plus
€90
€90 (following a mastectomy) once per insured person
Top
€90
€90 (following a mastectomy) once per insured person
Jongeren
€90
€90 (following a mastectomy) once per insured person
Gezinnen
€90
€90 (following a mastectomy) once per insured person
50+
€90
€90 (following a mastectomy) once per insured person
Show details
Reimbursement Preventive examination to identify cardiovascular disease
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
€50 per year related to cardiovascular disease
€50 per year for examinations to identify risk factors related to cardiovascular disease
Plus
€100 per year related to cardiovascular disease
€100 per year for examinations to identify risk factors related to cardiovascular disease
Top
€150 per year related to cardiovascular disease
€150 per year for examinations to identify risk factors related to cardiovascular disease
Jongeren
–
Not reimbursed
Gezinnen
€50 per year related to cardiovascular disease
€50 per year for examinations to identify risk factors related to cardiovascular disease
50+
€50 per year related to cardiovascular disease
€50 per year for examinations to identify risk factors related to cardiovascular disease
Reimbursement Redression helmet
Additional insurance
Reimbursement
Start
–
Basis
100%
Plus
100%
Top
100%
Jongeren
–
Gezinnen
100%
50+
–
Reimbursement Repatriation
Additional insurance
Reimbursement
Start
100% (in the event of illness)
Basis
100% (in the event of illness)
Plus
100% (in the event of illness)
Top
100% (in the event of illness)
Jongeren
100% (in the event of illness)
Gezinnen
100% (in the event of illness)
50+
100% (in the event of illness)
Show details
Reimbursement Self-management course
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
€100
€100 once per insured person
Plus
€100
€100 once per insured person
Top
€100
€100 once per insured person
Jongeren
–
Not reimbursed
Gezinnen
€100
€100 once per insured person
50+
€100
€100 once per insured person
Reimbursement Sports medicine advice
Additional insurance
Reimbursement
Start
–
Basis
€100 per year
Plus
€150 per year
Top
€150 per year
Jongeren
€150 per year
Gezinnen
€150 per year
50+
€150 per year
Reimbursement Sterilisation
Additional insurance
Reimbursement
Start
–
Basis
–
Plus
€400 (male) or €1,250 (female)
Top
€400 (male) or €1,250 (female)
Jongeren
–
Gezinnen
€400 (male) or €1,250 (female)
50+
–
Reimbursement Support pessary
Additional insurance
Reimbursement
Start
–
Basis
100%
Plus
100%
Top
100%
Jongeren
–
Gezinnen
100%
50+
100%
Reimbursement Tablets against exotic diseases
Additional insurance
Reimbursement
Start
–
Basis
–
Plus
50%
Top
75%
Jongeren
100%
Gezinnen
100%
50+
100%
Show details
Reimbursement Temporary carer relief
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
€150
€150 once per insured person
Plus
€150
€150 once per insured person
Top
€150
€150 once per insured person
Jongeren
€150
€150 once per insured person
Gezinnen
€150
€150 once per insured person
50+
€150
€150 once per insured person
Reimbursement Therapy camp
Additional insurance
Reimbursement
Start
–
Basis
€200 per year up to the age of 18
Plus
€200 per year up to the age of 18
Top
€200 per year up to the age of 18
Jongeren
–
Gezinnen
€200 per year up to the age of 18
50+
–
Show details
Reimbursement Travel expenses for visiting a sick person
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
–
Not reimbursed
Plus
–
Not reimbursed
Top
–
Not reimbursed
Jongeren
–
Not reimbursed
Gezinnen
€200 per year (look at details)
€200 per year (car: €0.19 per km; 100% for public transport (2nd class)) for the parents if your child has been admitted
50+
–
Not reimbursed
Show details
Reimbursement Vaccinations
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
–
Not reimbursed
Plus
50% (look at details)
50% for vaccinations for DTP, MMR, hepatitis A, B, A/B, yellow fever, typhoid and blood tests for hepatitis B
Top
75% (look at details)
75% for vaccinations for DTP, MMR, hepatitis A, B, A/B, yellow fever, typhoid and blood tests for hepatitis B
Jongeren
100% (look at details)
100% for vaccinations for DTP, MMR, hepatitis A, B, A/B, yellow fever, typhoid and blood tests for hepatitis B
Gezinnen
100% (look at details)
100% for vaccinations for DTP, MMR, hepatitis A, B, A/B, yellow fever, typhoid and blood tests for hepatitis B
50+
100% (look at details)
100% for vaccinations for DTP, MMR, hepatitis A, B, A/B, yellow fever, typhoid and blood tests for hepatitis B
Show details
Reimbursement Walking therapy for intermittent claudication
Additional insurance
Reimbursement
Start
–
Not reimbursed
Basis
9 sessions per year
9 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Plus
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Top
20 sessions per year
20 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Jongeren
9 sessions per year
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Gezinnen
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
50+
13 sessions per year
13 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
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Aanvullende verzekering
Start
€ 1,95per month
Urgent healthcare abroad up to 100% (worldwide)
Urgent dental care abroad € 275
Dental care after an accident up to € 10,000
Aanvullende verzekering
Basis
€ 8,10per month
Physiotherapy and exercise therapy: 9 sessions
Contraceptives from the age of 21: 100%
Dental costs after an accident: €10,000
Aanvullende verzekering
Plus
€ 22,75per month
12x Physiotherapy
Alternative healthcare € 350
Glasses and contacts € 100
Aanvullende verzekering
Top
€ 43,25per month
20x Physiotherapy
Alternative healthcare € 550
Glasses and contacts € 125
Aanvullende verzekering
Jongeren
€ 20,15per month (from)
Dental care 75% up to € 450
9x Physiotherapy
Contraceptives and condoms
Aanvullende verzekering
Gezinnen
€ 59,00per month
12x Physiotherapy
Orthodontics up to 18 years: 100% up to € 2,045
Dental care up to € 250
Aanvullende verzekering
50+
€ 16,95per month
13x Physiotherapy
Alternative healthcare € 350
€ 300 coverage of the costs you have to pay yourself for hearing aids
Our dental insurances
Costs can soon mount up if you have to visit the dentist, dental hygienist and orthodontist. Go easy on your wallet and protect your teeth with one of our dental insurance policies, which also cover orthodontics.
Compare our dental insurances
Frequently sought after reimbursements
TandartsTandarts
€ 22,10/month
TandartsUitgebreide Tandarts
€ 41,25/month
AanvullendJongeren
€ 20,15/month
AanvullendGezinnen
€ 59,00/month
Dental care from the age of 18
€450 per year 100% for check-ups (C002); 75% for other oral care
€450 per year for all oral care combined. We will reimburse 100% for check-ups (C002); 75% for other oral care
€1,150 per year 100% for check-ups (C002); 75% for other oral care
€1,150 per year for all oral care combined. We will reimburse 100% for check-ups (C002); 75% for other oral care
€450 per year 100% for check-ups (C002); 75% for other oral care
€450 per year for all oral care combined. We will reimburse 100% for check-ups (C002); 75% for other oral care
€250 per year
€250 per year
Orthodontic care
once only €2,045 up to the age of 18; €345 from the age of 18; 1-year waiting period
€2,045 up to the age of 18 (80% per treatment) for as long as you have this additional insurance package with us; a 1-year waiting period applies €345 from the age of 18 (80% per treatment) for as long as you have this additional insurance package with us; a 1-year waiting period applies
once only €2,045 up to the age of 18; €345 from the age of 18; 1-year waiting period
€2,045 up to the age of 18 (80% per treatment) for as long as you have this additional insurance package with us; a 1-year waiting period applies €345 from the age of 18 (80% per treatment) for as long as you have this additional insurance package with us; a 1-year waiting period applies
€350
€350 for as long as you have this additional insurance package with us
€2045 up to the age of 18; 1-year waiting period €345 from the age of 18; 1-year waiting period
€2045 up to the age of 18 for as long as you have this additional insurance package with us; a 1-year waiting period applies €345 from the age of 18 (80% per treatment) for as long as you have this additional insurance package with us; a 1-year waiting period applies
Dentures
€450 per year 100% for check-ups (C002); 75% for other oral care
€450 per year for all oral care combined. We will reimburse 100% for check-ups (C002); 75% for other oral care
€1,150 per year 100% for check-ups (C002); 75% for other oral care
€1,150 per year for all oral care combined. We will reimburse 100% for check-ups (C002); 75% for other oral care
€450 per year 100% for check-ups (C002); 75% for other oral care
€450 per year for all oral care combined. We will reimburse 100% for check-ups (C002); 75% for other oral care
€250 per year
€250 per year
Oral care in the event of accidents
€10,000 per accident
€10,000 per accident
€10,000 per accident
€10,000 per accident
Compare our dental insurances
Show details
Reimbursement Dental care from the age of 18
Additional insurance
Reimbursement
Tandarts
€450 per year 100% for check-ups (C002); 75% for other oral care
€450 per year for all oral care combined. We will reimburse 100% for check-ups (C002); 75% for other oral care
Uitgebreide Tandarts
€1,150 per year 100% for check-ups (C002); 75% for other oral care
€1,150 per year for all oral care combined. We will reimburse 100% for check-ups (C002); 75% for other oral care
Jongeren
€450 per year 100% for check-ups (C002); 75% for other oral care
€450 per year for all oral care combined. We will reimburse 100% for check-ups (C002); 75% for other oral care
Gezinnen
€250 per year
€250 per year
Show details
Reimbursement Orthodontic care
Additional insurance
Reimbursement
Tandarts
once only €2,045 up to the age of 18; €345 from the age of 18; 1-year waiting period
€2,045 up to the age of 18 (80% per treatment) for as long as you have this additional insurance package with us; a 1-year waiting period applies €345 from the age of 18 (80% per treatment) for as long as you have this additional insurance package with us; a 1-year waiting period applies
Uitgebreide Tandarts
once only €2,045 up to the age of 18; €345 from the age of 18; 1-year waiting period
€2,045 up to the age of 18 (80% per treatment) for as long as you have this additional insurance package with us; a 1-year waiting period applies €345 from the age of 18 (80% per treatment) for as long as you have this additional insurance package with us; a 1-year waiting period applies
Jongeren
€350
€350 for as long as you have this additional insurance package with us
Gezinnen
€2045 up to the age of 18; 1-year waiting period €345 from the age of 18; 1-year waiting period
€2045 up to the age of 18 for as long as you have this additional insurance package with us; a 1-year waiting period applies €345 from the age of 18 (80% per treatment) for as long as you have this additional insurance package with us; a 1-year waiting period applies
Show details
Reimbursement Dentures
Additional insurance
Reimbursement
Tandarts
€450 per year 100% for check-ups (C002); 75% for other oral care
€450 per year for all oral care combined. We will reimburse 100% for check-ups (C002); 75% for other oral care
Uitgebreide Tandarts
€1,150 per year 100% for check-ups (C002); 75% for other oral care
€1,150 per year for all oral care combined. We will reimburse 100% for check-ups (C002); 75% for other oral care
Jongeren
€450 per year 100% for check-ups (C002); 75% for other oral care
€450 per year for all oral care combined. We will reimburse 100% for check-ups (C002); 75% for other oral care
Gezinnen
€250 per year
€250 per year
Reimbursement Oral care in the event of accidents
Additional insurance
Reimbursement
Tandarts
€10,000 per accident
Uitgebreide Tandarts
€10,000 per accident
Jongeren
€10,000 per accident
Gezinnen
€10,000 per accident
Add a reimbursement to compare
Aanvullende verzekering
Tandarts
€ 22,10per month
€450 per year
100% for check-ups, 75% for other dental and oral care
€10,000 cover for oral care following an accident
Aanvullende verzekering
Uitgebreide Tandarts
€ 41,25per month
€1,150 per year
100% for check-ups, 75% for other dental and oral care
€10,000 cover for oral care following an accident
Why you should choose CZ
With every policy to any hospital in the Netherlands
Customers give us an 8.2 out of 10 rating
2.6 million satisfied customers
Register and switch
Switching to CZ could not be easier. Simply calculate your premium and take out the health insurance online right away.
We will cancel your current insurance policy for you.
You have a 14-day cooling-off period.
Children under 18 are co-insured free of charge.
Frequently asked questions
Yes, you can go to the hospital of your choice under all our general insurance policies.
However, you will only receive 100% reimbursement for treatment for breast cancer, a cleft lip and/or jaw and/or palate, chronic infection after a hip or knee replacement, or Mohs surgery if you go to selected hospitals that have extensive experience in these areas.
Yes, a general health insurance is mandatory in the Netherlands. Also for kids under the age of 18. An additional insurance package is not mandatory. This means that you can decide for yourself whether you want to take out an additional insurance.
Take out a new health insurance when you:
turn18 years old
come to live in the Netherlands
return from your military service
are co-insured but you want your own health insurance policy
Do you already have a health insurance, and do you want to switch to CZ from the 1st of January? Make sure to register and switch to CZ before the 1st of January. We will cancel your current insurance policy.
Do you take out your health insurance before the 1st of January? Then we will cancel your current insurance policy, so you don't have to do that yourself.