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Extra cover with an additional health insurance package
With extra reimbursements for things like:
- Physiotherapy
- Alternative healthcare
- Urgent medical care abroad
CZ's additional insurance packages 2023
Compare our additional insurances
| Reimbursements |
Aanvullend
Start
€ 1,95
/month
|
Aanvullend
Basis
€ 8,10
/month
|
Aanvullend
Plus
€ 22,75
/month
|
Aanvullend
Top
€ 43,25
/month
|
Aanvullend
Jongeren
€ 20,15
/month
|
Aanvullend
Gezinnen
€ 59,00
/month
|
Aanvullend
50+
€ 16,95
/month
|
|---|---|---|---|---|---|---|---|
|
Emergency assistance abroad
|
100%
100% of the claimed rate outside the Netherlands/your country of residence.
|
100%
100% of the claimed rate outside the Netherlands/your country of residence.
|
100%
100% of the claimed rate outside the Netherlands/your country of residence.
|
100%
100% of the claimed rate outside the Netherlands/your country of residence.
|
100%
100% of the claimed rate outside the Netherlands/your country of residence.
|
100%
100% of the claimed rate outside the Netherlands/your country of residence.
|
100%
100% of the claimed rate outside the Netherlands/your country of residence.
|
|
Alternative treatments methods
|
–
Not reimbursed
|
–
Not reimbursed
|
€350 per year
€350 per year for alternative and/or psychosocial treatments (€40 per day) and medicines (100%) combined
|
€550 per year
€550 per year for alternative and/or psychosocial treatments (€40 per day) and medicines (100%) combined
|
€200 per year
€200 per year for alternative and/or psychosocial treatments (€30 per day) and medicines (100%) combined
|
€350 per year
€350 per year for alternative and/or psychosocial treatments (€40 per day) and medicines (100%) combined
|
€350 per year
€350 per year for alternative and/or psychosocial treatments (€40 per day) and medicines (100%) combined
|
|
Glasses and lenses
|
– | – | €100 per 2 years | €125 per 2 years | €100 per 2 years | €150 per 2 years | €100 per 2 years |
|
Physiotherapy from the age of 18
|
–
Not reimbursed
|
9 sessions per year
9 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
20 sessions per year
20 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
9 sessions per year
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
13 sessions per year
13 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
|
Dental care from the age of 18
|
–
Not reimbursed
|
–
Not reimbursed
|
–
Not reimbursed
|
–
Not reimbursed
|
€450 per year 100% for check-ups (C002); 75% for other oral care
€450 per year for all oral care combined. We will reimburse 100% for check-ups (C002); 75% for other oral care
|
€250 per year
€250 per year
|
–
Not reimbursed
|
|
Orthodontic care
|
–
Not reimbursed
|
–
Not reimbursed
|
–
Not reimbursed
|
–
Not reimbursed
|
€350
€350 for as long as you have this additional insurance package with us
|
€2045 up to the age of 18; 1-year waiting period €345 from the age of 18; 1-year waiting period
€2045 up to the age of 18 for as long as you have this additional insurance package with us; a 1-year waiting period applies €345 from the age of 18 (80% per treatment) for as long as you have this additional insurance package with us; a 1-year waiting period applies
|
–
Not reimbursed
|
|
Childbirth
|
–
Not reimbursed
|
100%
100% of the statutory personal contribution for a hospital birth that is not medically necessary
|
100%
100% of the statutory personal contribution for a hospital birth that is not medically necessary
|
100%
100% of the statutory personal contribution for a hospital birth that is not medically necessary
|
–
Not reimbursed
|
100%
100% of the statutory personal contribution for a hospital birth that is not medically necessary
|
–
Not reimbursed
|
|
Hearing aids
|
–
Not reimbursed
|
–
Not reimbursed
|
€100
€100 of the statutory personal contribution per hearing aid
|
€200
€200 of the statutory personal contribution per hearing aid
|
–
Not reimbursed
|
–
Not reimbursed
|
€300
€300 of the statutory personal contribution per hearing aid
|
|
Treatment of facial acne
|
– | – | €230 per year | €230 per year | €230 per year | €230 per year | €230 per year |
|
Accommodation costs
|
€500 per year | €500 per year | €500 per year | €500 per year | €500 per year | €500 per year | €500 per year |
|
Aftercare following care in an incubator
|
– | 12 hours | 12 hours | 12 hours | – | 12 hours | – |
|
Arch supports
|
– | – | €75 per year | €75 per year | €60 per year | €60 per year | €60 per year |
|
Bedwetting alarm
|
–
Not reimbursed
|
100% when purchased or 4 months when hired
100% when purchased or 4 months when hired; once per insured person
|
100% when purchased or 4 months when hired
100% when purchased or 4 months when hired; once per insured person
|
100% when purchased or 4 months when hired
100% when purchased or 4 months when hired; once per insured person
|
–
Not reimbursed
|
100% when purchased or 4 months when hired
100% when purchased or 4 months when hired; once per insured person
|
–
Not reimbursed
|
|
Camouflage therapy
|
–
Not reimbursed
|
–
Not reimbursed
|
€200
€200 once per insured person
|
€200
€200 once per insured person
|
€200
€200 once per insured person
|
€200
€200 once per insured person
|
€200
€200 once per insured person
|
|
Carer relief
|
–
Not reimbursed
|
14 days per year
14 days per year for the carer
|
14 days per year
14 days per year for the carer
|
14 days per year
14 days per year for the carer
|
14 days per year
14 days per year for the carer
|
14 days per year
14 days per year for the carer
|
14 days per year
14 days per year for the carer
|
|
Childbirth courses
|
– | €100 per year | €100 per year | €200 per year | – | €200 per year | – |
|
Consultation on menopause pregnancy or cancer
|
– | €200 per year | €200 per year | €200 per year | – | €200 per year | €200 per year |
|
Contraceptives from the age of 18
|
– | 100% from the age of 21 | 100% from the age of 21 | 100% from the age of 21 | 100% from the age of 21 | 100% from the age of 21 | – |
|
Dentures
|
–
Not reimbursed
|
–
Not reimbursed
|
–
Not reimbursed
|
–
Not reimbursed
|
€450 per year 100% for check-ups (C002); 75% for other oral care
€450 per year for all oral care combined. We will reimburse 100% for check-ups (C002); 75% for other oral care
|
€250 per year
€250 per year
|
–
Not reimbursed
|
|
Diabetes testing supplies
|
–
Not reimbursed
|
€40 per year
€40 per year for diabetes patients
|
€40 per year
€40 per year for diabetes patients
|
€40 per year
€40 per year for diabetes patients
|
–
Not reimbursed
|
€40 per year
€40 per year for diabetes patients
|
€40 per year
€40 per year for diabetes patients
|
|
Dietary advice
|
– | €50 per year | €75 per year | €100 per year | €50 per year | €100 per year | €75 per year |
|
Dietetics
|
– | €120 per year | €120 per year | €120 per year | €120 per year | €120 per year | €120 per year |
|
Drop-in centre for cancer patients/survivors
|
€150 per year
€150 per year for cancer patients/survivors
|
€150 per year
€150 per year for cancer patients/survivors
|
€150 per year
€150 per year for cancer patients/survivors
|
€150 per year
€150 per year for cancer patients/survivors
|
€150 per year
€150 per year for cancer patients/survivors
|
€150 per year
€150 per year for cancer patients/survivors
|
€150 per year
€150 per year for cancer patients/survivors
|
|
Ear position correction
|
–
Not reimbursed
|
–
Not reimbursed
|
100% until the age of 18
100% up to the age of 18, once per insured person
|
100% until the age of 18
100% up to the age of 18, once per insured person
|
–
Not reimbursed
|
100% until the age of 18
100% up to the age of 18, once per insured person
|
–
Not reimbursed
|
|
Emergency dental care abroad
|
€275 per year | €275 per year | €275 per year | €275 per year | €275 per year | €275 per year | €275 per year |
|
Epileptic seizure alarm
|
– | 100% | 100% | 100% | – | 100% | 100% |
|
Exercise programme
|
€350 per 3 years
€350 per 3 years for certain conditions
|
€350 per 3 years
€350 per 3 years for certain conditions
|
€350 per 3 years
€350 per 3 years for certain conditions
|
€350 per 3 years
€350 per 3 years for certain conditions
|
€350 per 3 years
€350 per 3 years for certain conditions
|
€350 per 3 years
€350 per 3 years for certain conditions
|
€350 per 3 years
€350 per 3 years for certain conditions
|
|
Exercise therapy for COPD
|
–
Not reimbursed
|
9 sessions per year
9 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
20 sessions per year
20 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
9 sessions per year
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
13 sessions per year
13 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
|
Fall prevention
|
–
Not reimbursed
|
€50
€50 once per insured person
|
€50
€50 once per insured person
|
€50
€50 once per insured person
|
–
Not reimbursed
|
€50
€50 once per insured person
|
€100
€100 once per insured person
|
|
Flu jab (preventive vaccinations)
|
– | – | – | – | – | – | once a year |
|
Foot care
|
–
Not reimbursed
|
–
Not reimbursed
|
€115 per year (look at details) €230 per year (look at details)
€115 per year for general foot care; €230 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
|
€115 per year (look at details) €230 per year (look at details)
€115 per year for general foot care; €230 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
|
€70 per year (look at details) €70 per year (look at details)
€70 per year for general foot care; €70 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
|
€115 per year (look at details) €115 per year (look at details)
€115 per year for general foot care; €115 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
|
€115 per year (look at details) €230 per year (look at details)
€115 per year for general foot care; €230 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
|
|
Hair removal (on the face and/or neck)
|
–
Not reimbursed
|
–
Not reimbursed
|
€570
€570 once per insured person
|
€570
€570 once per insured person
|
€570
€570 once per insured person
|
€570
€570 once per insured person
|
€570
€570 once per insured person
|
|
Hairpieces (wigs)
|
– | €75 per year | €75 per year | €75 per year | – | – | €75 per year |
|
Health courses
|
– | €50 per year | €100 per year | €200 per year | €50 per year | €100 per year | €100 per year |
|
Home care products
|
– | 50% | 50% | 100% | – | 50% | 75% |
|
Home monitor
|
–
Not reimbursed
|
a maximum of 24 months
12 months (with possible extension of a further 12 months) once per insured person
|
a maximum of 24 months
12 months (with possible extension of a further 12 months) once per insured person
|
a maximum of 24 months
12 months (with possible extension of a further 12 months) once per insured person
|
–
Not reimbursed
|
a maximum of 24 months
12 months (with possible extension of a further 12 months) once per insured person
|
–
Not reimbursed
|
|
Hospice
|
– | – | €30 per day for the personal contribution | €30 per day for the personal contribution | – | – | €30 per day for the personal contribution |
|
Lactation consultant
|
– | €200 per year | €200 per year | €200 per year | – | €200 per year | – |
|
Laser eye treatment
|
– | – | €100 per 2 years | €125 per 2 years | €100 per 2 years | €150 per 2 years | €100 per 2 years |
|
Medical aids for ADLs
|
– | €70 per year | €70 per year | €70 per year | – | – | €100 per year |
|
Obstetric care after hospitalisation
|
– | 6 hours | 6 hours | 6 hours | – | 6 hours | – |
|
Obstetric care, additional
|
– | 4 days where medically necessary | 4 days where medically necessary | 4 days where medically necessary | – | 4 days where medically necessary | – |
|
Obstetric care, statutory personal contribution
|
– | – | – | – | – | 100% | – |
|
Occupational therapy
|
– | 2 hours per year up to the age of 18 | 2 hours per year up to the age of 18 | 2 hours per year up to the age of 18 | – | 2 hours per year up to the age of 18 | – |
|
Occupational therapy, supervision
|
– | 2 hours per year | 2 hours per year | 2 hours per year | – | 2 hours per year | 2 hours per year |
|
Oral care in the event of accidents
|
€10,000 per accident | €10,000 per accident | €10,000 per accident | €10,000 per accident | €10,000 per accident | €10,000 per accident | €10,000 per accident |
|
Physiotherapy and exercise therapy
|
–
Not reimbursed
|
9 sessions per year
9 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
20 sessions per year
20 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
9 sessions per year
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
13 sessions per year
13 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
|
Podiatry for severe blood vessel problems in the legs
|
–
Not reimbursed
|
–
Not reimbursed
|
€115 per year (look at details) €230 per year (look at details)
€115 per year for general foot care; €230 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
|
€115 per year (look at details) €230 per year (look at details)
€115 per year for general foot care; €230 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
|
€70 per year (look at details) €70 per year (look at details)
€70 per year for general foot care; €70 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
|
€115 per year (look at details) €115 per year (look at details)
€115 per year for general foot care; €115 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
|
€115 per year (look at details) €230 per year (look at details)
€115 per year for general foot care; €230 per year for treating severe circulation problems in the legs and/or rheumatoid arthritis
|
|
Post-mastectomy lingerie
|
–
Not reimbursed
|
€90
€90 (following a mastectomy) once per insured person
|
€90
€90 (following a mastectomy) once per insured person
|
€90
€90 (following a mastectomy) once per insured person
|
€90
€90 (following a mastectomy) once per insured person
|
€90
€90 (following a mastectomy) once per insured person
|
€90
€90 (following a mastectomy) once per insured person
|
|
Post-mastectomy lingerie
|
–
Not reimbursed
|
€90
€90 (following a mastectomy) once per insured person
|
€90
€90 (following a mastectomy) once per insured person
|
€90
€90 (following a mastectomy) once per insured person
|
€90
€90 (following a mastectomy) once per insured person
|
€90
€90 (following a mastectomy) once per insured person
|
€90
€90 (following a mastectomy) once per insured person
|
|
Preventive examination to identify cardiovascular disease
|
–
Not reimbursed
|
€50 per year related to cardiovascular disease
€50 per year for examinations to identify risk factors related to cardiovascular disease
|
€100 per year related to cardiovascular disease
€100 per year for examinations to identify risk factors related to cardiovascular disease
|
€150 per year related to cardiovascular disease
€150 per year for examinations to identify risk factors related to cardiovascular disease
|
–
Not reimbursed
|
€50 per year related to cardiovascular disease
€50 per year for examinations to identify risk factors related to cardiovascular disease
|
€50 per year related to cardiovascular disease
€50 per year for examinations to identify risk factors related to cardiovascular disease
|
|
Redression helmet
|
– | 100% | 100% | 100% | – | 100% | – |
|
Repatriation
|
100% (in the event of illness) | 100% (in the event of illness) | 100% (in the event of illness) | 100% (in the event of illness) | 100% (in the event of illness) | 100% (in the event of illness) | 100% (in the event of illness) |
|
Self-management course
|
–
Not reimbursed
|
€100
€100 once per insured person
|
€100
€100 once per insured person
|
€100
€100 once per insured person
|
–
Not reimbursed
|
€100
€100 once per insured person
|
€100
€100 once per insured person
|
|
Sports medicine advice
|
– | €100 per year | €150 per year | €150 per year | €150 per year | €150 per year | €150 per year |
|
Sterilisation
|
– | – | €400 (male) or €1,250 (female) | €400 (male) or €1,250 (female) | – | €400 (male) or €1,250 (female) | – |
|
Support pessary
|
– | 100% | 100% | 100% | – | 100% | 100% |
|
Tablets against exotic diseases
|
– | – | 50% | 75% | 100% | 100% | 100% |
|
Temporary carer relief
|
–
Not reimbursed
|
€150
€150 once per insured person
|
€150
€150 once per insured person
|
€150
€150 once per insured person
|
€150
€150 once per insured person
|
€150
€150 once per insured person
|
€150
€150 once per insured person
|
|
Therapy camp
|
– | €200 per year up to the age of 18 | €200 per year up to the age of 18 | €200 per year up to the age of 18 | – | €200 per year up to the age of 18 | – |
|
Travel expenses for visiting a sick person
|
–
Not reimbursed
|
–
Not reimbursed
|
–
Not reimbursed
|
–
Not reimbursed
|
–
Not reimbursed
|
€200 per year (look at details)
€200 per year (car: €0.19 per km; 100% for public transport (2nd class)) for the parents if your child has been admitted
|
–
Not reimbursed
|
|
Vaccinations
|
–
Not reimbursed
|
–
Not reimbursed
|
50% (look at details)
50% for vaccinations for DTP, MMR, hepatitis A, B, A/B, yellow fever, typhoid and blood tests for hepatitis B
|
75% (look at details)
75% for vaccinations for DTP, MMR, hepatitis A, B, A/B, yellow fever, typhoid and blood tests for hepatitis B
|
100% (look at details)
100% for vaccinations for DTP, MMR, hepatitis A, B, A/B, yellow fever, typhoid and blood tests for hepatitis B
|
100% (look at details)
100% for vaccinations for DTP, MMR, hepatitis A, B, A/B, yellow fever, typhoid and blood tests for hepatitis B
|
100% (look at details)
100% for vaccinations for DTP, MMR, hepatitis A, B, A/B, yellow fever, typhoid and blood tests for hepatitis B
|
|
Walking therapy for intermittent claudication
|
–
Not reimbursed
|
9 sessions per year
9 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
20 sessions per year
20 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
9 sessions per year
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
12 sessions per year
12 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
13 sessions per year
13 sessions per year (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
Compare our additional insurances
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Add a reimbursement to compare
Directly take out an additional insurance package?
Start
€ 1,95per month
- Urgent healthcare abroad up to 100% (worldwide)
- Urgent dental care abroad € 275
- Dental care after an accident up to € 10,000
Basis
€ 8,10per month
- Physiotherapy and exercise therapy: 9 sessions
- Contraceptives from the age of 21: 100%
- Dental costs after an accident: €10,000
Plus
€ 22,75per month
- 12x Physiotherapy
- Alternative healthcare € 350
- Glasses and contacts € 100
Top
€ 43,25per month
- 20x Physiotherapy
- Alternative healthcare € 550
- Glasses and contacts € 125
Jongeren
€ 20,15per month (from)
- Dental care 75% up to € 450
- 9x Physiotherapy
- Contraceptives and condoms
Gezinnen
€ 59,00per month
- 12x Physiotherapy
- Orthodontics up to 18 years: 100% up to € 2,045
- Dental care up to € 250
50+
€ 16,95per month
- 13x Physiotherapy
- Alternative healthcare € 350
- € 300 coverage of the costs you have to pay yourself for hearing aids
Children are co-insured at no extra charge under the most comprehensive package
Choose the best possible cover for yourself and your child. Children untill the age of 18 are co-insured free of charge under the most comprehensive additional insurance package. That’s reassuring.
A package for every situation
When you take out additional insurance under one of our packages, you receive extra reimbursements for healthcare not included in the general insurance policy. We let you choose. The options range from your primary healthcare needs to special packages for young people, families or the over 50s.
Exclusive packages for your group insurance
If you decide to take out group insurance through your employer, sports club or your member organisation, you can also take out an additional insurance package that has been specially developed for your group at the same time.
Most generous reimbursements
For exactly the healthcare you need, whatever happens.
Over 20 benefits
From a discount on gym membership to help losing weight or a free skin check.
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Compare our additional insurance policies and take out your health insurance online now.
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- You have a 14-day cooling-off period.
- Children under 18 are co-insured free of charge.